Cullen/Frost Bankers Revenue, Profits - CFR Annual Income Statement

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$90.99 $0.7 (0.76%) CFR stock closing price Sep 22, 2017 (Closing)

Financial analysis of Cullen/Frost Bankers involves more than just checking the Cullen/Frost Bankers stock price, by looking at the financial statements of the company in detail. The income statement is a summary of the revenue or sales, expenses and profitability (shown as Net Income) or lack of it. When compared with the corresponding income statement from the past, the latest income statement shows how revenue has grown from $1.08B to $1.14B and how operating and non operating activities have impacted the CFR stock. Along with Cullen/Frost Bankers assets and Cullen/Frost Bankers free cash flow, Cullen/Frost Bankers profits as shown in profit and loss statement give key insights about the business. The profits have increased from $279.32M YoY and 2016 revenue is $1.14B. Cullen/Frost Bankers revenue for 2016 is 1.14B. View revenue and profit details for latest and last 10 financial years.

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Quarterly
Annual
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Fiscal year is Jan - Dec.2016201520142013201220112010200920082007
Cullen/Frost Bankers Net Sales or Revenues
1.14B1.08B1.02B945.31M920.39M913.01M899.37M916.74M962.97M1.04B
Cost Of Goods Sold (COGS)7.24M9.02M11.02M14.45M18.09M22.17M29.97M56.01M104.87M190.23M
Cullen/Frost Bankers Gross Profit
1.13B1.07B1.01B930.85M902.3M890.84M869.39M860.72M858.1M846.84M
Research & Development Expense----------
Selling General & Admin Expense782.2M742.23M667.53M629.35M581.27M581.15M574.02M591.09M516.56M468.24M
Income Before Depreciation Depletion Amortization348.66M326.96M343.05M301.5M321.02M309.68M295.37M269.63M341.54M378.59M
Depreciation Depletion Amortization2.42M3.32M3.52M3.14M3.89M4.38M5.12M6.53M7.9M8.86M
Non Operating Income----------
Interest Expense4.82M3.84M3.51M7.48M8.65M19.06M23.9M30.34M36.75M59.87M
Cullen/Frost Bankers Pretax Income
341.41M319.79M336.02M290.88M308.47M286.23M266.34M232.75M296.87M309.86M
Provision for Income Taxes37.15M40.47M58.04M53.01M70.52M68.7M57.57M53.72M89.62M97.79M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations304.26M279.32M277.97M237.86M237.95M217.53M208.76M179.03M207.25M212.07M
Extraordinary Items & Discontinued Operations----------
Cullen/Frost Bankers Net Income (Profit/Loss)
304.26M279.32M277.97M237.86M237.95M217.53M208.76M179.03M207.25M212.07M
Average Shares used to compute Diluted EPS62.97M63.47M62.97M61.12M61.64M61.28M60.59M59.51M59.29M59.71M
Average Shares used to compute Basic EPS62.38M62.76M62.07M60.35M61.3M61.1M60.41M59.46M58.85M58.95M
Income Before Nonrecurring Items304.26M279.33M277.98M237.87M237.95M217.54M208.76M168.28M207.26M215.57M
Income from Nonrecurring Items-------10.76M--3.5M
Cullen/Frost Bankers Earnings Per Share Basic Net
4.734.314.323.823.873.553.443.003.523.60
Cullen/Frost Bankers Earnings Per Share Diluted Net
4.704.284.293.803.863.543.443.003.503.55
EPS Diluted Before Nonrecurring Items4.704.284.293.803.863.543.442.823.503.61
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common2.152.102.031.981.901.831.781.711.661.54
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Cullen/Frost Bankers stock analysis. An investor must check the following items in an income statement:
  • Revenue: The money received by selling of goods or services comes under this line item. A YoY growth (See: Cullen/Frost Bankers revenue chart) implies that the company is growing, which has been the case with Cullen/Frost Bankers. One must stay away from stocks whose revenues or sales are declining.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $1.14B - other expenses = $304.26M for CFR stock. An improving bottomline implies that the company is growing its profits.
The income statement is also called the profit and loss statement. Apart from the CFR income statement, one can check the Cullen/Frost Bankers historical stock prices to check how the price has moved with time .

Cullen/Frost Bankers Income Statement - Key Financial Ratios

PE Ratio (price earnings ratio)
17.88
PS Ratio (price sales ratio)
4.97
Operating Margin
33.9
Net Profit Margin
28.5
Dividend Yield
2.41%