Cortland Bancorp Cash Flow - Annual (OTCBB:CLDB)

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$23.55 $0.05 (0.21%) CLDB stock closing price Jul 16, 2018 (Closing)

For analyzing any company like Cortland Bancorp from an investment perspective, its important to check the cash flow statement. The profit-loss statement shows Cortland Bancorp profits, the balance sheet shows Cortland Bancorp debt, and the cash flow statement reflects the liquidity and solvency of a firm. This statement reflects the company's ability to generate cash flows. Cortland Bancorp had cash and cash equivalents of $15.35M at beginning of the year and $19.12M at year end for 2017. Cortland Bancorp cash flow analysis tells whether or not the company has enough cash for its day to day activities, and for investing for future growth. Cortland Bancorp saw a outflow of $-54.87M from investing activities for 2017.

View details of Cortland Bancorp cash flows for latest & last 10 financial years
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Fiscal year is Jan - Dec2017201620152014201320122011201020092008
Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow2.73M2.77M2.53M2.46M3.22M3.06M2.41M1.8M--
Net Increase (Decrease) in Assets Liabilities3.04M-0.68M-4.55M-0.21M27.98M-22.78M--1.59M-1.56M-
Cash From (used in) Discontinued Operations----------
Other Adjustments Net-0.99M6.29M-0.97M1.08M-6.09M1.9M1.31M2.49M8.91M1.87M
Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-0.8M-0.79M-2.3M-1.86M-0.88M-0.73M-0.33M-0.17M-0.22M-2.11M
Acquisition Disposition of Subsidiaires----------
Increase (Decrease) in Investments17.09M-30.96M6.94M2.35M18.08M-1.08M-16.91M16.14M29.03M
Other Cash Inflow (Outflow) from Investment Activities-71.16M-25.53M-34.55M-15.15M-30.88M-30.87M-24.25M-16.45M-2.79M-24.09M
Net Cash from (used by) Investment Activities
Issuance (Purchase) of Equity Shares-0.23M--1.85M-------
Issuance (Repayment) of Debt Securities-3.5M-7.5M--2.1M-4.5M-15.5M-3.5M-6M-1.5M
Increase (Decrease) in Bank & Other Borrowings8.97M6.2M-0.26M--0.24M-0.72M-0.12M-1.96M1.21M-0.76M
Payment of Dividends & Other Cash Distributions-1.72M-1.23M-1.08M-0.81M-0.54M-0.13M----3.87M
Other Cash from (used by) Financing Activities46M43.44M39.64M8.09M-28.23M54.13M31.25M4.01M7.54M15.16M
Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year15.35M18.49M10.56M12.39M27.57M16.17M15.8M44.82M26.84M9.44M
Cash & Equivalents at Year End19.12M15.35M18.49M10.56M12.39M27.57M16.17M15.8M44.82M26.84M
All figures in USD. M: Millions of USD, B: Billions of USD.
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Cortland Bancorp stock price history provides insight into historical stock price fluctuations, and Cortland Bancorp stock comparison chart enables peer comparison. Some of the key terms used in the statement of cash flows are:

  • Cortland Bancorp has cash of $19.12M on hand. A healthy amount of cash on hand is necessary for any company. Cash has an opportunity cost associated with it, and too much cash in bank may mean that the firm has no or limited growth plans. Hence its important to track the Net Change in Cash and Cash Equivalents along with the Cortland Bancorp stock price.
  • Cash Flow from operating activities: Cortland Bancorp reported a positive operating cash flow of $9.13M for 2017 and has seen a decrease from the previous year. Operating cash flow comes from main business activities. Investors look for positive cash flow from recurring operating activities.
  • Cash Flow from investment activities: This includes buying/selling of land and equipment, acquisitions and mergers, sell-off, investment in other companies like buying bonds, stocks etc., and was $-54.87M for CLDB in last 2017 report.
  • Cash Flow from financing activities: Financing activities include the cash that comes into a company in the form of loans or interest earned or shareholders money, as well as the cash that goes out. Cortland Bancorp earned $49.51M from financing activities, in the form of repayment of loans or interest paid, dividend pay-out to shareholders etc.

Key Financial Ratios For Cortland Bancorp Cash Flow

FCF margin