Commerce Union Bancshares Annual Income Statement (NASDAQ:CUBN)

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$25.1 $0.51 (1.99%) CUBN stock closing price Jul 21, 2017 (Closing)

CUBN stock valuation based on fundamental analysis involves checking and analyzing financial statements and not just the Commerce Union Bancshares stock price. The income statement is a summary of the revenue, expenses and profitability (shown as Net Income) or lack of it. Like any other income statement, the CUBN income statement also itemizes revenue, operating expenses, and profits for a quarter or year and reflects a YoY revenue growth of $2.54M when compared to the same period in the past. The operating expenses (also check: Commerce Union Bancshares assets and Commerce Union Bancshares free cash flow) as shown in the Commerce Union Bancshares profit and loss statement 2016 total to $33.98M. This line item has increased from $33.36M compared with last year. Commerce Union Bancshares revenue for 2016 is $44.81M. View revenue and profit details for latest and last 10 financial years.

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Fiscal year is Jan - Dec. 2016 2015 2014 2013
Commerce Union Bancshares Net Sales or Revenues
44.81M42.27M13.62M12.19M
Cost Of Goods Sold (COGS)2.64M2.07M1.37M1.35M
Commerce Union Bancshares Gross Profit
42.16M40.19M12.25M10.84M
Research & Development Expense----
Selling General & Admin Expense31.34M31.29M8.57M7.54M
Income Before Depreciation Depletion Amortization10.82M8.89M3.67M3.29M
Depreciation Depletion Amortization----
Non Operating Income----
Interest Expense0.71M0.64M0.36M0.39M
Commerce Union Bancshares Pretax Income
10.11M8.25M3.3M2.9M
Provision for Income Taxes2.21M2.27M1.14M1M
Minority Interest-1.03M0.4M--
Investment Gains Losses----
Other Income----
Income Before Extraordinaries & Disc Operations7.89M5.98M2.16M1.89M
Extraordinary Items & Discontinued Operations----
Commerce Union Bancshares Net Income (Profit/Loss)
8.93M5.57M2.16M1.89M
Average Shares used to compute Diluted EPS7.57M6.48M--
Average Shares used to compute Basic EPS7.57M6.48M--
Income Before Nonrecurring Items8.94M5.58M--
Income from Nonrecurring Items----
Commerce Union Bancshares Earnings Per Share Basic Net
1.180.88--
Commerce Union Bancshares Earnings Per Share Diluted Net
1.160.86--
EPS Diluted Before Nonrecurring Items1.160.86--
Preferred Dividends Acc Pd----
Dividends Common----
Dividend Per Share Common0.20-0.200.20
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Commerce Union Bancshares stock analysis. An investor must check the following items in an income statement:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that CUBN stock has a topline or revenue of $44.81M for 2016 as per this Commerce Union Bancshares revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $44.81M - other expenses = $8.93M for CUBN stock. An improving bottomline implies that the company is growing profits.
The income statement is also called statement of revenue and expense. The financials along with Commerce Union Bancshares historical stock prices provides a lot of details about the firm. .

Commerce Union Bancshares Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
22.4110
PS ratio (
price sales ratio
)
4.6069
Operating margin
19.2
Net profit margin
20.4
Dividend yield
0.88%