Citizen Financial Services Balance Sheet - Annual (OTCBB:CZFS)

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$53 $0.15 (0.28%) CZFS stock closing price Jul 19, 2017 (Closing)

A balance sheet is one of the three key financial statements released by a publicly listed company like Citizen Financial Services, and helps in stock analysis. A balance sheet can help evaluate the financial performance of a company. Ratios like return on total assets and current ratio, which also uses cash on hand can be used to measure the operating efficiency of a firm, and can be used to conduct a more accurate Citizen Financial Services stock analysis. Good quarterly results indicate a company's strong financial performance. Its important to check all financial statements including the balance sheet. Citizen Financial Services revenue was $50.9M and Citizen Financial Services operating cash flow was $16.19M for 2016. The balance sheet shows total liabilities of $1.1B and shareholders equity of $123.26M. View latest and last 10 year balance sheet data to check Citizen Financial Services financial performance..

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007
Cash24.7M32.08M17.38M12.56M26.33M30.43M43.99M31.44M19.85M10.38M
Marketable Securities----------
Receivables794.81M692.13M550.93M537.24M499.49M484.64M471.05M454.63M431.34M421.7M
Inventory1.82M0.6M0.49M0.27M1.45M-----
Raw Materials----------
Work In Progress----------
Finished Goods----------
Notes Receivable----------
Other Current Assets----------
Citizen Financial Services Total Current Assets
821.35M724.81M568.81M550.08M527.28M515.07M515.05M486.08M451.2M432.09M
Property Plant & Equipment29.1M29.18M23.77M22.05M22.16M22.11M23.2M23.06M23.34M-
Accumulated Depreciation12.07M11.92M11.41M10.94M10.64M10.41M10.7M10.84M10.58M-
Citizen Financial Services Net Property Plant & Equipment
17.03M17.26M12.35M11.1M11.52M11.7M12.5M12.22M12.76M12.53M
Investment & Advances314.01M359.73M306.14M317.3M310.25M318.82M251.3M198.58M174.13M120.8M
Other Non-Current Assets----------
Deferred Charges----------
Intangibles23.18M23.52M10.25M10.25M10.25M10.25M10.25M10.25M10.25M8.6M
Deposits & Other Assets47.43M37.63M27.47M26.18M23.11M22.71M23.41M22.32M20.25M16.99M
Citizen Financial Services Total Assets
1.22B1.16B925.04M914.93M882.42M878.56M812.52M729.47M668.61M591.02M
Notes Payable----------
Accounts Payable1.01B988.03M773.93M748.31M737.09M733.99M680.71M605.55M546.68M456.02M
Current Portion Long-Term Debt----------
Current Portion Capital Leases----------
Accrued Expenses0.72M0.73M0.75M0.89M1.14M1.51M1.77M2.03M2.23M2.19M
Income Taxes Payable----------
Other Current Liabilities----------
Citizen Financial Services Total Current Liabilities
1.01B988.76M774.68M749.21M738.23M735.5M682.49M607.59M548.91M458.22M
Mortgages----------
Deferred Taxes/Income----------
Convertible Debt----------
Long-Term Debt79.66M41.63M41.79M66.93M46.12M53.88M55.99M54.11M61.2M80.34M
Non-Current Capital Leases----------
Other Long-Term Liabilities13.86M12.82M8.03M6.73M8.58M7.71M5.35M6.23M5.72M3.92M
Citizen Financial Services Total Liabilities
1.1B1.04B824.52M822.87M792.95M797.09M743.83M667.95M615.84M542.5M
Minority Interest----------
Preferred Stock----------
Common Stock Net3.7M3.67M3.33M3.3M3.16M3.13M3.1M3.07M3.04M3.02M
Capital Surplus42.25M40.71M25.15M23.56M16.46M15.31M14.23M13.45M12.98M12.51M
Retained Earnings91.27M85.79M79.51M74.32M71.81M63.33M54.93M47.35M41.03M37.59M
Treasury Stock12.57M10.18M8.23M7.91M6.59M5.26M4.63M4.4M4.31M4.17M
Other Liabilities-1.39M-0.23M0.76M-1.22M4.63M4.94M1.05M2.04M0.02M-0.42M
Citizen Financial Services Shareholders Equity
123.26M119.76M100.52M92.05M89.47M81.46M68.69M61.52M52.77M48.52M
Citizen Financial Services Total Liabilities & Shareholders Equity
1.22B1.16B925.04M914.93M882.42M878.56M812.52M729.47M668.61M591.02M
All figures in USD. M: Millions of USD, B: Billions of USD.
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The latest Citizen Financial Services stock price, and Citizen Financial Services historical stock prices show the stock price movement over time, and the Citizen Financial Services PE ratio chart displays the PE ratio movement. Apart from stock price, one should also look at balance sheet items which mainly comprise of the following:
  • Assets: An asset is a resource that a corporation like Citizen Financial Services owns and has monetary significance. CZFS assets grew from $1.16B in 2015 to $1.22B in 2016 . Assets can be of two types: fixed assets like real estate, plant and machinery; and current assets which includes cash, accounts receivable etc. Tech stocks typically don't have too many assets.
  • Liabilities: The total liabilities of Citizen Financial Services for 2016 total to $1.1B. Liabilities for a company like Citizen Financial Services include bank loans, services which have been availed for which a settlement in the form of cash/ asset transfer needs to be done in future etc. A firm takes on such obligations to grow its business which in turn will generate future economic benefits for its business.
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Citizen Financial Services Balance Sheet - Key Ratios

Current ratio
0.83
Debt to Equity ratio
0.38
Asset Turnover
ratio
0.04
receivables turnover
ratio
0.07
PB ratio (
price to book ratio
)
1.4870