Citizen Financial Services Cash Flow - Quarterly (OTCBB:CZFS)

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$56 $0.3 (0.54%) CZFS stock closing price Sep 22, 2017 (Closing)

The financial analysis of CZFS requires an investor to check the cash flows for Citizen Financial Services. Financials statements like the income statement and balance sheet show that the company has Citizen Financial Services profits and Citizen Financial Services debt, while the cash flow statement provides details of cash flow movments. Citizen Financial Services stock analysis shows positive net income cash flow of $6.77M for 2017-Q2. This statement is important because profits alone cannot pay employees, or bills. Cash is required.   Citizen Financial Services has a positive cash and cash equivalents change of $1.6M. View details of Citizen Financial Services cash flows for latest & last 40 quarters

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Fiscal year is Jan - Dec.2017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q32015 Q22015 Q1
Citizen Financial Services Net Income Cash Flow
6.77M3.3M12.63M9.46M6.31M3.28M11.62M9.16M6.3M3.12M
Depreciation Depletion Amortization Cash-Flow0.93M0.49M2.62M2.01M1.32M0.64M2.52M1.89M1.22M0.64M
Net Increase (Decrease) in Assets Liabilities1.31M0.44M-1.8M-0.13M-1.09M-1.08M-1.05M-1.2M-0.98M-0.74M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net0.77M2.07M2.73M-0.57M-0.29M-0.47M-0.28M-0.95M-1.1M0.07M
Citizen Financial Services Net Cash from (used by) Operating Activities
9.79M6.3M16.19M10.76M6.24M2.36M12.81M8.9M5.44M3.09M
Increase (Decrease) in Prop Plant And Equipment-0.13M-0.11M-0.58M-0.5M-0.39M-0.16M-0.77M-0.63M-0.51M-0.4M
Acquisition Disposition of Subsidiaires------77.89M---
Increase (Decrease) in Investments48.9M38.91M32.7M10.59M1.18M-10.95M-32.14M-0.74M0.14M15.47M
Other Cash Inflow (Outflow) from Investment Activities-90.05M-45.75M-102.19M-54.2M-13.01M-4.16M-25.91M-29.3M-17.69M-11.03M
Citizen Financial Services Net Cash from (used by) Invesment Activities
-41.28M-6.95M-70.07M-44.11M-12.23M-15.28M19.06M-30.69M-18.05M4.03M
Issuance (Purchase) of Equity Shares-0.5M-0.39M-3.16M-1.71M-1.48M-0.86M-2.46M-2.31M-0.99M-0.97M
Issuance (Repayment) of Debt Securities0.01M-0.01M0.01M0.01M-4.59M4.58M4.73M4.73M
Increase (Decrease) in Bank & Other Borrowings-9.66M-32.82M38.02M10.22M-2.85M-1.63M-4.75M-1.73M-7.34M-17.14M
Payment of Dividends & Other Cash Distributions-2.42M-1.19M-5.08M-3.9M-2.7M-1.37M-5.15M-3.78M-2.25M-1.22M
Other Cash from (used by) Financing Activities45.7M32.1M17.47M20.71M15.45M29.78M-11.13M23.91M17.95M14.84M
Citizen Financial Services Net Cash from (used by) Financing Activities
33.1M-2.31M47.25M25.33M8.42M25.9M-18.91M20.67M12.09M0.23M
Effect of Exchange Rate Changes on Cash----------
Citizen Financial Services Net Change in Cash & Cash Equivalents
1.6M-2.95M-6.63M-8.01M2.43M12.99M12.96M-1.1M-0.51M7.36M
Cash & Equivalents at Beginning of Year24.38M11.42M10.08M26.33M30.43M43.99M31.44M19.85M10.38M10.01M
Cash & Equivalents at Year End19.36M14.79M17.75M16.37M26.82M37.37M24.38M10.31M10.91M18.78M
All figures in USD. M: Millions of USD, B: Billions of USD.
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While Citizen Financial Services stock price history provides the price history of a stock, Citizen Financial Services stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:
  • Citizen Financial Services saw an increase in Net Change in Cash and Cash Equivalents from $-2.95M in 2017-Q1 to $1.6M in 2017-Q2. Apart from the Citizen Financial Services stock price, this is one of the things an investor looks for, as it shows the net change in cash on hand for a company, compared to previous period.
  • The cash generated from the core business or operations was positive at $9.79M for Citizen Financial Services in the latest quarter. For an internet company, this would include all those activities which are involved in eventually selling advertisement space on its website or any online service.
  • Cash from investing stood at a negative value of $-41.28M for CZFS stock. A company with surplus cash usually thinks of re-investing it in the form of buying fixed assests, or purchasing plant/ machinery which will help grow the business further. By looking at cash flow from investment activities one can check where the company is putting its cash.
  • Cash Flow from financing activities: Financing activities include the cash that comes into a company in the form of loans or interest earned or shareholders money, as well as the cash that goes out. Citizen Financial Services earned $35.41M from financing activities,in the form of repayment of loans or interest paid, dividend pay-out to shareholders etc.
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Key Financial Ratios For Citizen Financial Services Cash Flow

FCF margin
0.25

Quarterly Cash Flow Statements For Citizens Financial Services Inc Peers

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