Citizen Financial Services Revenue, Profits - CZFS Annual Income Statement

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$62.1 $0.05 (0.08%) CZFS stock closing price Jul 20, 2018 (Closing)

Fundamental analysis of CZFS stock involves analyzing its financial statements, apart from checking the Citizen Financial Services stock price. An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. The income statement is generated for a specific period of time, typically a year or a quarter. The revenue increase to $56.74M for 2017 impacts the CZFS stock. Investors typically check year over year or quarter over quarter revenue growth. The operating expenses as shown in the Citizen Financial Services profit and loss statement for 2017 total to $31.39M. This line item shows that the operating expenses has increased compared with last year. Also check: Citizen Financial Services assets and Citizen Financial Services free cash flow.

View revenue and profit details for latest and last 10 financial years.
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Quarterly
Annual
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Fiscal year is Jan - Dec2017201620152014201320122011201020092008
Citizen Financial Services Revenues or Net Sales
56.74M50.9M43.07M42.64M43.5M45.92M45.32M45.01M44.46M38.39M
Cost Of Goods Sold (COGS)4.62M4.24M4.11M4.34M5.1M6.11M7.94M9.56M11.22M11.49M
Citizen Financial Services Gross Profit
52.12M46.65M38.96M38.3M38.39M39.8M37.37M35.45M33.24M26.9M
Research & Development Expense----------
Selling General & Admin Expense31.39M29.86M22.8M20.75M20.06M19.71M19.19M19.01M18.68M16.06M
Income Before Depreciation Depletion Amortization20.73M16.79M16.15M17.55M18.33M20.09M18.18M16.43M14.55M10.84M
Depreciation Depletion Amortization----------
Non Operating Income--1.1M-------
Interest Expense1.21M---1.2M1.54M1.73M1.78M2M2.56M
Citizen Financial Services Pretax Income
19.05M15.67M14.34M16.94M17.12M18.54M16.44M14.65M12.54M8.12M
Provision for Income Taxes6.03M3.03M2.72M3.55M3.75M4.33M3.61M3.15M2.68M1.22M
MinorityInterest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations13.02M12.63M11.62M13.38M13.37M14.21M12.83M11.5M9.86M6.9M
Extraordinary Items & Discontinued Operations----------
Citizen Financial Services Profit/ Loss (Net Income)
13.02M12.63M11.62M13.38M13.37M14.21M12.83M11.5M9.86M6.9M
Average Shares used to compute Diluted EPS3.52M3.55M3.25M3.26M3.27M3.31M3.34M3.35M3.36M3.37M
Average Shares used to compute Basic EPS3.52M3.54M3.25M3.25M3.27M3.31M3.34M3.35M3.36M3.37M
Income Before Nonrecurring Items14.56M12.64M11.63M13.39M13.38M14.22M12.83M11.5M9.86M6.91M
Income from Nonrecurring Items-1.53M---------
Citizen Financial Services Earnings Per Share Basic Net
3.703.563.594.124.094.303.843.432.932.05
Citizen Financial Services Earnings Per Share Diluted Net
3.703.563.584.114.094.303.843.432.932.05
EPS Diluted Before Nonrecurring Items4.143.563.584.114.094.303.843.432.932.05
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common1.671.571.712.021.131.391.010.940.920.83
All figures in USD. M: Millions of USD, B: Billions of USD.
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Citizen Financial Services stock analysis involves checking at least a few of the important things like:

  • Revenue: The money received by selling of goods or services comes under this line item. A YoY growth - See: Citizen Financial Services revenue chart implies that the company is growing. It has been the case with Citizen Financial Services. One must look at stocks with increasing revenues, and stay away from stocks whose revenues or sales are declining.
  • Bottom line: This refers to the last line in a profit and loss statement and denotes the net profit or loss for a particular period. The figure currently stands at $13.02M for Citizen Financial Services for 2017. This figure is arrived at after deducting all operating expenses, interest, and taxes from revenue.

The income statement is also called statement of revenue and expense. The CZFS financials along with Citizen Financial Services historical stock prices provide a lot of details about the firm.

Citizen Financial Services Income Statement - Key Financial Ratios

PE Ratio (price earnings ratio)
15.6
PS Ratio (price sales ratio)
3.71
Operating Margin
36.9
Net Profit Margin
27.8
Dividend Yield
2.75%