Citizens & Northern Cash Flow - Quarterly (NASDAQ:CZNC)

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$23.88 $0.25 (1.06%) CZNC stock closing price Sep 22, 2017 (Closing)

The financial analysis of CZNC requires an investor to check the cash flows for Citizens & Northern. Financials statements like the income statement and balance sheet show that the company has Citizens & Northern profits and Citizens & Northern debt, while the cash flow statement provides details of cash flow movments. The cash flow statement is essetial while conducting the Citizens & Northern cash flow analysis and can be used to measure the operating performance of Citizens & Northern compared to various industry peers like FNLC stock and CATC stock. CZNC decrease in investments stood at a positive value of $4.64M for the latest 2017-Q2. View details of Citizens & Northern cash flows for latest & last 40 quarters

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Quarterly
Annual
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Fiscal year is Jan - Dec.2017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q32015 Q22015 Q1
Citizens & Northern Net Income Cash Flow
7.55M3.43M15.76M11.53M7.44M3.57M16.47M12.4M8.17M3.81M
Depreciation Depletion Amortization Cash-Flow1.4M0.71M3.04M2.25M1.44M0.7M3.45M2.64M1.75M0.96M
Net Increase (Decrease) in Assets Liabilities-2.13M-0.62M-0.08M-0.2M-0.93M-0.49M-0.61M-0.62M-0.68M-1.46M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net0.76M0.64M-0.21M0.26M0.62M-0.04M0.37M0.83M0.61M0.38M
Citizens & Northern Net Cash from (used by) Operating Activities
7.59M4.17M18.51M13.83M8.58M3.73M19.68M15.25M9.85M3.7M
Increase (Decrease) in Prop Plant And Equipment-0.93M-0.74M-1.57M-1.18M-0.72M-0.37M-1.03M-0.73M-0.53M-0.36M
Acquisition Disposition of Subsidiaires----------
Increase (Decrease) in Investments33.37M18.84M20.02M17.87M10.75M12.6M90.4M55.28M17.01M-7.89M
Other Cash Inflow (Outflow) from Investment Activities-27.78M-10.06M-47.84M-39.06M-23.25M2.31M-70.96M-48.44M-32.05M1.59M
Citizens & Northern Net Cash from (used by) Invesment Activities
4.64M8.03M-29.39M-22.37M-13.22M14.54M18.4M6.1M-15.58M-6.67M
Issuance (Purchase) of Equity Shares0.08M0.05M-3.46M-3.59M-3.62M-3.03M-4.03M-3.56M-3.03M-2.74M
Issuance (Repayment) of Debt Securities-0.13M-0.06M-0.31M-0.22M-0.15M-0.07M-36.86M-11.12M-11.05M-0.07M
Increase (Decrease) in Bank & Other Borrowings-17.3M-5.43M-27.32M-38.9M-27.79M-27.54M47.95M4.7M14.26M0.3M
Payment of Dividends & Other Cash Distributions-5.52M-2.73M-11.11M-8.33M-5.55M-2.78M-11.24M-8.44M-5.63M-2.82M
Other Cash from (used by) Financing Activities13.41M-3.59M48.4M56.39M32.42M20.27M-32.21M-6.76M10.53M8.68M
Citizens & Northern Net Cash from (used by) Financing Activities
-9.45M-11.77M6.19M5.32M-4.7M-13.16M-36.4M-25.18M5.08M3.34M
Effect of Exchange Rate Changes on Cash----------
Citizens & Northern Net Change in Cash & Cash Equivalents
2.78M0.43M-4.69M-3.21M-9.34M5.11M1.69M-3.82M-0.64M0.38M
Cash & Equivalents at Beginning of Year33.31M31.61M38.59M55.01M56.81M46.3M92.06M24.02M31.66M27.15M
Cash & Equivalents at Year End31.4M29.05M28.62M30.1M23.96M38.42M33.31M27.79M30.97M32M
All figures in USD. M: Millions of USD, B: Billions of USD.
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Citizens & Northern stock price history provides insight into historical stock price fluctuations, and Citizens & Northern stock comparison chart enables peer comparison. Some of the key terms used in the statement of cash flows are:
  • Citizens & Northern had a Net Change in Cash and Cash Equivalents of $2.78M for the latest quarter 2017-Q2. If a firm is able to grow its cash, it is considered to be a positive signal and could lead to a jump in the Citizens & Northern stock price , albeit too much cash on hand can imply the company has no or limited avenues for growth in which to invest this cash.
  • Citizens & Northern increased its cash from operating activities to $3.42M in 2017-Q2. Operating activities include production of goods or creating a product or providing a service, and collecting payment for the same from customers. The cash generated from these activities is refered to as cash flow from operating activities.
  • Growth companies (typically most tech companies) spend heavily  on investing activities and this figure was positive at $4.64M for CZNC stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Inflow of cash in the form of bank loans and shareholders equity, and outflow of cash because of dividend payments, share repurchase payments etc. come under financing activities. The cash generated from these activities was $-9.45M for Citizens & Northern.
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Key Financial Ratios For Citizens & Northern Cash Flow

FCF margin
0.21

Quarterly Cash Flow Statements For Citizens & Northern Corporation Peers

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