Elmira Savings Bank NY Revenue, Profits - ESBK Annual Income Statement

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$20.5 $0 (0%) ESBK stock closing price Jul 13, 2018 (Closing)

Looking at financial statements, along with the Elmira Savings Bank NY stock price, it's management, its economic moat, and industry competitors forms an important part of fundamental analysis. The income statement gives the investor an understanding of the topline or revenue and bottomline or profit numbers of the company and helps investors evaluate if a company has been growing or not. The income statement is generated for a specific period of time, typically a year or a quarter. The revenue decrease to $25.98M for 2017 impacts the ESBK stock. Investors typically check year over year or quarter over quarter revenue growth. Along with Elmira Savings Bank NY assets and Elmira Savings Bank NY free cash flow, Elmira Savings Bank NY profits as shown in profit and loss statement give key insights about the business. The net profit for 2017 is $4.85M and the 2017 revenue is $25.98M.

View revenue and profit details for latest and last 10 financial years.
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Quarterly
Annual
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Fiscal year is Jan - Dec20172016201520142013201220112009
Elmira Savings Bank NY Revenues or Net Sales
25.98M26.79M26.13M25.03M25.81M27.04M26.82M-
Cost Of Goods Sold (COGS)------3.85M-
Elmira Savings Bank NY Gross Profit
------22.97M-
Research & Development Expense--------
Selling General & Admin Expense------12.72M2.96M
Income Before Depreciation Depletion Amortization------10.25M-2.96M
Depreciation Depletion Amortization--------
Non Operating Income--------
Interest Expense------2.7M-
Elmira Savings Bank NY Pretax Income
------7.4M1.91M
Provision for Income Taxes------2.37M-
MinorityInterest--------
Investment Gains Losses--------
Other Income--------
Income Before Extraordinaries & Disc Operations4.85M4.34M3.22M3.67M5.05M5.21M5.03M4.52M
Extraordinary Items & Discontinued Operations--------
Elmira Savings Bank NY Profit/ Loss (Net Income)
4.85M4.34M3.22M3.67M5.05M5.21M5.03M4.52M
Average Shares used to compute Diluted EPS3.3M2.88M2.9M2.94M2.88M2.76M2.68M2.57M
Average Shares used to compute Basic EPS3.28M2.91M2.84M2.81M2.75M2.63M2.61M2.57M
Income Before Nonrecurring Items3.65M4.34M3.22M3.67M5.05M5.21M5.03M4.53M
Income from Nonrecurring Items1.2M-------
Elmira Savings Bank NY Earnings Per Share Basic Net
1.221.201.130.981.401.371.251.21
Elmira Savings Bank NY Earnings Per Share Diluted Net
1.221.191.110.941.331.311.221.20
EPS Diluted Before Nonrecurring Items0.861.191.110.941.331.311.221.20
Preferred Dividends Acc Pd--------
Dividends Common--------
Dividend Per Share Common0.880.880.880.880.820.750.630.60
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing Elmira Savings Bank NY stock analysis are:

  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that ESBK stock has a topline or revenue of $25.98M for 2017 as per this Elmira Savings Bank NY revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: Most businesses like Elmira Savings Bank NY try to grow their profits by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.

The income statement is also called the profit and loss statement. Apart from the ESBK income statement, one can check the Elmira Savings Bank NY historical stock prices to check how the price has moved with time.

Elmira Savings Bank NY Income Statement - Key Financial Ratios

PE Ratio (price earnings ratio)
16.4
PS Ratio (price sales ratio)
2.75
Operating Margin
0
Net Profit Margin
18
Dividend Yield
4.29%