1st Constitution Bancorp Balance Sheet - Quarterly (NASDAQ:FCCY)

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$21.45 $0.15 (0.7%) FCCY stock closing price Jul 16, 2018 (Closing)

The financial analysis of a company involves interpreting the income statement, balance sheet and cash flow statements of the company to draw insights like we've done in our 1st Constitution Bancorp stock analysis. Financial strength can be guaged by performing 1st Constitution Bancorp stock analysis and by analyzing the balance sheet. Quarterly results announcements include the release of all three financial statements, of which the balance sheet is one. 1st Constitution Bancorp had a long term debt of $48.38M at the end of 2018 Q1. To understand the debt servicing capacity of the company, one needs to look at 1st Constitution Bancorp operating cash flow and 1st Constitution Bancorp revenue also. 1st Constitution Bancorp debt to equity ratio is 0.43.

View and download 1st Constitution Bancorp quarterly results to get the balance sheet details for the latest 40 quarters data.
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Quarterly
Annual
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Fiscal year is Jan - Dec2018 Q12017 Q42017 Q32017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q4
Cash15.99M18.75M15.65M14.21M47.91M14.88M16.94M13.65M14.81M11.36M
Marketable Securities----------
Receivables771.56M785.37M767.32M757.97M671.65M720.4M744.8M757.14M654.41M677.41M
Inventory1.91M4.25M6.01M3.59M3.36M14.82M10.41M3.22M-5.99M
Raw Materials----------
Work In Progress----------
Finished Goods----------
Notes Receivable----------
Other Current Assets----------
Total Current Assets
789.48M808.37M788.99M775.77M722.92M750.12M772.16M774.01M670.08M694.77M
Property Plant & Equipment-21.49M---20.64M---20.18M
Accumulated Depreciation-10.78M---9.96M---9.07M
Net Property Plant & Equipment
10.59M10.7M10.62M10.69M10.63M10.67M10.76M10.84M10.99M11.1M
Investment & Advances215.25M215.72M221.83M237.87M231.5M230.6M224.35M233.96M222.81M217.98M
Other Non-Current Assets--------1.14M-
Deferred Charges----------
Intangibles12.4M12.49M12.59M12.68M12.79M12.88M12.98M13.08M13.18M13.28M
Deposits & Other Assets32.68M31.96M34.99M34.68M31.57M33.76M34.88M36.66M30.75M29.86M
Total Assets
1.06B1.08B1.07B1.07B1.01B1.04B1.06B1.07B948.97M967.99M
Notes Payable----------
Accounts Payable891.08M922M869.81M864.41M868.82M834.51M827.06M791.48M803.81M786.75M
Current Portion Long-Term Debt----------
Current Portion Capital Leases----------
Accrued Expenses7.7M6.55M6.38M6.42M5.85M7.28M8.64M7.2M7.7M7.82M
Income Taxes Payable----------
Other Current Liabilities----------
Total Current Liabilities
898.79M928.56M876.2M870.84M874.67M841.8M835.7M798.68M811.52M794.57M
Mortgages----------
Deferred Taxes/Income----------
Convertible Debt----------
Long-Term Debt48.38M39.05M81.58M92.38M28.55M91.6M115.65M168.42M38.81M77.45M
Non-Current Capital Leases----------
Other Long-Term Liabilities----------
Total Liabilities
947.17M967.62M957.78M963.22M903.22M933.41M951.36M967.1M850.33M872.03M
Minority Interest----------
Preferred Stock----------
Common Stock Net73.19M72.93M72.58M72.29M71.93M71.69M71.39M71.22M71.01M70.84M
Capital Surplus----------
Retained Earnings42.19M39.82M39.62M37.13M35.62M34.07M32.42M30.12M27.81M25.58M
Treasury Stock----------
Other Liabilities-1.78M-0.73M-0.23M-0.21M-0.54M-0.6M----0.13M
Shareholders Equity113.23M111.65M111.61M108.84M106.63M104.8M103.94M101.62M98.64M95.96M
Total Liabilities & Shareholders Equity1.06B1.08B1.07B1.07B1.01B1.04B1.06B1.07B948.97M967.99M
All figures in USD. M: Millions of USD, B: Billions of USD.
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Most investors just check the 1st Constitution Bancorp stock price, and 1st Constitution Bancorp historical stock prices before investing. While share price is an important factor, one should also look at financials and valuation metrics like the 1st Constitution Bancorp PE ratio chart. Below is a brief explanation of common balance sheet terms:

  • Assets: An asset is a resource that a corporation like 1st Constitution Bancorp owns and has economic value. The two major types of assets are: fixed assets like real estate, plant and machinery and current assets like cash, marketable securities and inventory. The total asset value for FCCY stock as of 2018 Q1 is $1.06B. Its easy to associate the term with manufacturing companies, which invest a lot in factories and equipment. However, the same cannot be said about tech stocks.
  • Liabilities or obligations comprise of current liabilities that include short term loans, amounts payable to suppliers, or any other outstanding payments including long term liabilities that take into account long term loans for funding large projects. The total liabilities for 1st Constitution Bancorp is $947.17M. Shareholders equity comes under liabilities as it is money the company owes the holders of FCCY stock.

1st Constitution Bancorp Balance Sheet - Key Ratios

Current ratio
0.88
Debt to equity ratio
0.43
Asset turnover ratio
0.05
Receivables turnover
0.07
Price to book ratio
1.57