First Clover Leaf Financial Cash Flow - Quarterly (NASDAQ:FCLF)

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$12.5 $0.08 (0.64%) FCLF stock closing price Sep 08, 2016 (Closing)

The First Clover Leaf Financial cash flow statement is one of the important reports considered by investors doing a fundamental analysis of the company. While its important to look at the First Clover Leaf Financial debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as First Clover Leaf Financial revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. First Clover Leaf Financial stock analysis shows positive net income cash flow of $1.66M till 2016 Q2. This statement is important because profits alone cannot pay employees, or bills. Cash is required. FCLF decrease in investments stood at a value of $-22.8M for the latest quarter 2016 Q2.

View and download details of First Clover Leaf Financial cash flows for latest & last 40 quarters
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Fiscal year is Jan - Dec2016 Q22016 Q12015 Q4
Net Income Cash Flow
1.66M1.01M4.63M
Depreciation Depletion Amortization Cash-Flow--1.4M
Net Increase (Decrease) in Assets Liabilities-0.06M-0.05M-0.73M
Cash From (used in) Discontinued Operations---
Other Adjustments Net---0.8M
Net Cash from (used by) Operating Activities
2.52M1.43M4.5M
Increase (Decrease) in Prop Plant And Equipment-0.07M-0.01M-0.08M
Acquisition Disposition of Subsidiaires---
Increase (Decrease) in Investments-2.59M-2.2M1.55M
Other Cash Inflow (Outflow) from Investment Activities-20.13M-20.11M-18.34M
Net Cash from (used by) Investment Activities
-22.8M-22.32M-16.88M
Issuance (Purchase) of Equity Shares---0.01M
Issuance (Repayment) of Debt Securities--13.5M
Increase (Decrease) in Bank & Other Borrowings2.08M-0.55M7.88M
Payment of Dividends & Other Cash Distributions-0.84M-0.42M-1.68M
Other Cash from (used by) Financing Activities6.43M-18.7M22.85M
Net Cash from (used by) Financing Activities
7.67M-19.67M42.54M
Effect of Exchange Rate Changes on Cash---
Net Change in Cash & Cash Equivalents
-12.6M-40.56M30.16M
Cash & Equivalents at Beginning of Year47.99M67.13M37.08M
Cash & Equivalents at Year End66.62M38.66M79.23M
All figures in USD. M: Millions of USD, B: Billions of USD.

While First Clover Leaf Financial stock price history provides the price history of a stock, First Clover Leaf Financial stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:

  • First Clover Leaf Financial has cash of $66.62M on hand. A healthy amount of cash on hand is necessary for any company. Cash has an opportunity cost associated with it, and too much cash in bank may mean that the firm has no or limited growth plans. Hence its important to track the Net Change in Cash and Cash Equivalents along with the First Clover Leaf Financial stock price.
  • Cash Flow from operating activities: Operating activities include the core business activities. This line item refers to the cash generated from the same and stood at a positive value of $2.52M for FCLF.
  • Growth companies, typically most tech companies; spend heavily on investing activities and this figure stood at $-22.8M for FCLF stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $7.67M for First Clover Leaf Financial. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.

Quarterly Cash Flow Statements For First Clover Leaf Financial Corp. Peers

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