Guaranty Bancorp Cash Flow - Quarterly (NASDAQ:GBNK)

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$26.6 $0.05 (0.19%) GBNK stock closing price Sep 22, 2017 (Closing)

For analyzing any company like Guaranty Bancorp from an investment perspective, its important to check the cash flow statement. While its important to look at the Guaranty Bancorp debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as Guaranty Bancorp revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. The cash flow statement is essetial while conducting the Guaranty Bancorp cash flow analysis and can be used to measure the operating performance of Guaranty Bancorp compared to various industry peers like WIBC stock and TCBK stock. Guaranty Bancorp had an inflow of $13.68M from operating activities, $10.54M spend due to financing activities, and $2.92M gain due to investing activities for 2017-Q2. View details of Guaranty Bancorp cash flows for latest & last 40 quarters

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Quarterly
Annual
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Fiscal year is Jan - Dec.2017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q32015 Q22015 Q1
Guaranty Bancorp Net Income Cash Flow
19.96M9.84M24.72M16.98M11.22M5.53M22.45M16.56M10.56M5.08M
Depreciation Depletion Amortization Cash-Flow2.31M1.45M5.14M3.33M2.44M0.96M5.25M3.47M2.3M1.14M
Net Increase (Decrease) in Assets Liabilities4.22M1.98M-1.7M4.24M1.08M2.39M0.42M3.79M-1.94M-0.3M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net1.19M0.74M0.58M1.01M1.14M0.49M5.14M2.04M5.15M0.58M
Guaranty Bancorp Net Cash from (used by) Operating Activities
27.7M14.02M28.75M25.57M15.89M9.39M33.28M25.87M16.07M6.51M
Increase (Decrease) in Prop Plant And Equipment-0.67M-0.59M-1.46M1.06M1.27M-0.66M-5.13M-4.61M-3.74M-3.11M
Acquisition Disposition of Subsidiaires---23.91M-23.93M---1.45M-1.45M--
Increase (Decrease) in Investments21.85M5.51M228.02M263.67M57.87M25.92M22.44M16.44M5.4M1.06M
Other Cash Inflow (Outflow) from Investment Activities-67.2M-53.86M-264.3M-166.6M-83.65M-15.16M-276M-188.08M-129.84M-18.09M
Guaranty Bancorp Net Cash from (used by) Invesment Activities
-46.02M-48.94M-61.66M74.2M-24.5M10.09M-260.15M-177.71M-128.19M-20.15M
Issuance (Purchase) of Equity Shares-0.95M-0.95M-1.3M-1.9M-0.87M-0.86M-0.61M-0.32M-0.31M-0.31M
Issuance (Repayment) of Debt Securities-34.46M-34.29M14.14M-123.7M25M25M75M75M50M-
Increase (Decrease) in Bank & Other Borrowings-7.39M-2.51M-72.72M-10.52M-52.73M-107.69M38.51M-87.35M32.57M-21.28M
Payment of Dividends & Other Cash Distributions-6.97M-3.48M-10.52M-7.32M-4.88M-2.44M-8.42M-6.32M-4.21M-2.1M
Other Cash from (used by) Financing Activities64.57M66.57M126.72M180.88M45.83M70.95M116.67M162.15M56.8M36.55M
Guaranty Bancorp Net Cash from (used by) Financing Activities
14.78M25.32M56.31M37.42M12.34M-15.05M221.14M143.14M134.84M12.84M
Effect of Exchange Rate Changes on Cash----------
Guaranty Bancorp Net Change in Cash & Cash Equivalents
-3.52M-9.59M23.4M137.19M3.73M4.43M-5.73M-8.69M22.72M-0.79M
Cash & Equivalents at Beginning of Year26.71M32.44M28.07M163.21M109.22M141.46M234.48M45.71M52.35M49.62M
Cash & Equivalents at Year End46.58M40.51M50.11M163.9M30.44M31.14M26.71M23.75M55.16M31.64M
All figures in USD. M: Millions of USD, B: Billions of USD.
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While Guaranty Bancorp stock price history provides the price history of a stock, Guaranty Bancorp stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:
  • Net Change in Cash and Cash Equivalents: Guaranty Bancorp cash grew QoQ to $19.96M, meaning the company is able to meet its expenditure and grow cash which will also eventually reflect in the Guaranty Bancorp stock price movement.
  • Guaranty Bancorp increased its cash from operating activities to $13.68M in 2017-Q2. Operating activities include production of goods or creating a product or providing a service, and collecting payment for the same from customers. The cash generated from these activities is refered to as cash flow from operating activities.
  • Cash Flow from investment activities: Guaranty Bancorp generated $2.92M cash due to investment activities. It includes the use of cash outside of normal day to day activities like buying fixed assets, plant and machinery etc.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $14.78M for Guaranty Bancorp. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.
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Key Financial Ratios For Guaranty Bancorp Cash Flow

FCF margin
0.35

Quarterly Cash Flow Statements For Guaranty Bancorp Peers

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