Independent Bank Cash Flow - Annual (NASDAQ:IBCP)

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$24.6 $0.7 (2.77%) IBCP stock closing price Apr 25, 2018 (Closing)

The Independent Bank cash flow statement is one of the important reports considered by investors doing a fundamental analysis of the company. In simple terms, the cash flow statement measures the cash that has come into the company, and the cash that has gone out during a given period, while the other statements, the income statement and balance sheet, give details about Independent Bank profits and Independent Bank debt. Items like capital purchases, bank loan payments etc. which have a direct impact on the cash position of a company come out through the statemement of cash flows and help an investor who undertakes the Independent Bank stock analysis. Independent Bank generated $38.6M cash from operating activities in 2017. Independent Bank had an inflow of $38.6M from operating activities, $210.51M inflow due to financing activities, and $-277.57M outflow due to investing activities for 2017.

View details of Independent Bank cash flows for latest & last 10 financial years
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Quarterly
Annual
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Fiscal year is Jan - Dec2017201620152014201320122011201020092008
Net Income Cash Flow
20.47M22.76M20.01M18.02M77.5M26.19M-20.2M-16.7M-90.22M-91.66M
Depreciation Depletion Amortization Cash-Flow6.95M5.21M4.55M3.01M-2.19M-4.71M-11.3M-27.72M-26.6M27.24M
Net Increase (Decrease) in Assets Liabilities-6.91M-14.63M-7.02M-13.81M31.35M1.25M20.17M-13.11M-34.58M-6.63M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net18.09M10.63M6.48M5.85M-54.59M6.66M46.73M54.88M102.24M98.77M
Net Cash from (used by) Operating Activities
38.6M23.98M24.03M13.07M52.07M29.39M35.4M-2.66M-49.16M27.71M
Increase (Decrease) in Prop Plant And Equipment-4.21M-3.04M-3.79M-3.98M-8.31M-3.33M-2.55M-4.42M-7.99M-8.12M
Acquisition Disposition of Subsidiaires----3.29M-----
Increase (Decrease) in Investments93.29M-24.61M-49.54M-59.78M-276.25M-48.26M-86.79M104.02M63.59M103.05M
Other Cash Inflow (Outflow) from Investment Activities-366.65M-111.2M-107.17M-18.33M60.21M-222.29M216.8M383.89M145.57M34.28M
Net Cash from (used by) Investment Activities
-277.57M-138.85M-160.51M-82.11M-221.06M-273.89M127.45M483.49M201.17M129.21M
Issuance (Purchase) of Equity Shares--16.77M-13.38M-17.06M1.41M1.33M--72.05M
Issuance (Repayment) of Debt Securities45.16M-2.52M-0.51M-9.37M-9.88M-15.76M-37.64M-60.15M-411.55M185.74M
Increase (Decrease) in Bank & Other Borrowings--------9.57M-5.32M10.29M
Payment of Dividends & Other Cash Distributions-8.96M-7.27M-5.89M-4.12M-----3.38M-7.76M
Other Cash from (used by) Financing Activities174.23M138.85M168.04M37.38M101.12M97.52M-170.81M-314.93M499.28M-438.82M
Net Cash from (used by) Financing Activities
210.51M112.28M148.24M23.98M108.29M83.17M-207.12M-384.19M79.02M-178.5M
Effect of Exchange Rate Changes on Cash----------
Net Change in Cash & Cash Equivalents
-28.45M-2.58M11.76M-45.06M-60.7M-161.32M-44.26M96.63M231.03M-21.58M
Cash & Equivalents at Beginning of Year83.19M85.78M74.01M119.08M179.78M341.1M385.37M288.73M57.7M79.28M
Cash & Equivalents at Year End54.73M83.19M85.78M74.01M119.08M179.78M341.1M385.37M288.73M57.7M
All figures in USD. M: Millions of USD, B: Billions of USD.
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While Independent Bank stock price history provides the price history of a stock, Independent Bank stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:

  • Independent Bank saw a negative change in Net Change in Cash and Cash Equivalents of $-28.45M in 2017. Apart from the Independent Bank stock price, this is one of the things an investor looks for, as it shows the net change in cash on hand for a company, compared to previous period.
  • Cash Flow from operating activities: This is the cash that the company receives from ongoing operations. Independent Bank gained $38.6M cash from operations. It is important to check this to see where the company is getting its money from.
  • Cash Flow from investment activities: This includes buying/selling of land and equipment, acquisitions and mergers, sell-off, investment in other companies like buying bonds, stocks etc., and was $-277.57M for IBCP in last 2017 report.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $210.51M for Independent Bank. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.

Key Financial Ratios For Independent Bank Cash Flow

FCF margin
0.82