Independent Bank Cash Flow - Quarterly (NASDAQ:IBCP)

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$23.7 $0 (0%) IBCP stock closing price Apr 18, 2018 (Closing)

For analyzing any company like Independent Bank from an investment perspective, its important to check the cash flow statement. The profit-loss statement shows Independent Bank profits, the balance sheet shows Independent Bank debt, and the cash flow statement reflects the liquidity and solvency of a firm. This statement reflects the company's ability to generate cash flows. Independent Bank stock analysis shows positive net income cash flow of $20.47M till 2017 Q4. This statement is important because profits alone cannot pay employees, or bills. Cash is required. The cash from operating activities for Independent Bank is $ 2017 Q4, which saw an increase from previous quarter.

View and download details of Independent Bank cash flows for latest & last 40 quarters
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Quarterly
Annual
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Fiscal year is Jan - Dec2017 Q42017 Q32017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q3
Net Income Cash Flow
20.47M18.76M11.9M5.97M22.76M16.91M10.53M4.1M20.01M14.44M
Depreciation Depletion Amortization Cash-Flow6.95M5.07M3.11M1.27M5.21M3.83M2.5M1.3M4.55M3.34M
Net Increase (Decrease) in Assets Liabilities-6.91M-27.13M-10.71M-7.94M-14.63M-15.9M-3.24M-2.58M-7.02M-4.03M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net18.09M9.5M8.73M3.88M10.63M8.27M4.7M2.21M6.48M5.8M
Net Cash from (used by) Operating Activities
38.6M6.21M13.04M3.18M23.98M13.1M14.5M5.03M24.03M19.56M
Increase (Decrease) in Prop Plant And Equipment-4.21M-2.59M-1.9M-0.68M-3.04M-1.69M-0.96M-0.61M-3.79M-2.43M
Acquisition Disposition of Subsidiaires--33.44M-------7.22M
Increase (Decrease) in Investments93.29M70.8M37.89M10.8M-24.61M-2.7M-5.17M20.31M-49.54M-58.93M
Other Cash Inflow (Outflow) from Investment Activities-366.65M-287.59M-197.8M-61.48M-111.2M-77.91M-56.01M-17.7M-107.17M-50.53M
Net Cash from (used by) Investment Activities
-277.57M-219.38M-128.36M-51.36M-138.85M-82.31M-62.16M1.99M-160.51M-119.13M
Issuance (Purchase) of Equity Shares-----16.77M-16.79M-15.45M-15.47M-13.38M-8.92M
Issuance (Repayment) of Debt Securities45.16M66.41M76.09M--2.52M-0.42M-0.15M--0.51M-0.4M
Increase (Decrease) in Bank & Other Borrowings----------
Payment of Dividends & Other Cash Distributions-8.96M-6.4M-4.26M-2.13M-7.27M-5.14M-3.45M-1.75M-5.89M-4.11M
Other Cash from (used by) Financing Activities174.23M117.5M20.01M36.91M138.85M120.11M41.97M69.12M168.04M144.19M
Net Cash from (used by) Financing Activities
210.51M177.57M91.89M34.8M112.28M97.74M22.9M51.89M148.24M130.75M
Effect of Exchange Rate Changes on Cash----------
Net Change in Cash & Cash Equivalents
-28.45M-35.59M-23.42M-13.37M-2.58M28.53M-24.75M58.92M11.76M31.18M
Cash & Equivalents at Beginning of Year83.19M85.78M74.01M119.08M179.78M341.1M385.37M288.73M57.7M79.28M
Cash & Equivalents at Year End54.73M47.6M59.76M69.82M83.19M114.31M61.03M144.7M85.78M105.19M
All figures in USD. M: Millions of USD, B: Billions of USD.
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The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The Independent Bank stock price history and Independent Bank stock comparison chart inevitably reflect its cash flow situation.

  • Independent Bank had a Net Change in Cash and Cash Equivalents of $-28.45M in the latest quarter 2017 Q4. If a firm is able to grow its cash, it is considered to be a positive signal and could lead to a jump in the Independent Bank stock price, albeit too much cash on hand can imply the company has no or limited avenues for growth in which to invest this cash.
  • Cash Flow from operating activities: Independent Bank reported a positive operating cash flow of $38.6M till 2017 Q4 and has seen an increase from the previous quarter. Operating cash flow comes from main business activities. Investors look for positive cash flow from recurring operating activities.
  • Cash Flow from investment activities: This includes buying/selling of land and equipment, acquisitions and mergers, sell-off, investment in other companies like buying bonds, stocks etc., and was $-277.57M for IBCP till last quarter 2017 Q4 report.
  • Cash flow from financing activities shows the flow of cash between Independent Bank and its owners and creditors and was $210.51M till 2017 Q4. Financing activities allow a company to raise capital, and repay bondholders.

Key Financial Ratios For Independent Bank Cash Flow

FCF margin
0.82