LendingClub Balance Sheet - Annual (NYSE:LC)

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$3.95 $0.01 (0.25%) LC stock closing price Feb 16, 2018 (Closing)

The financial analysis of a company involves interpreting the income statement, balance sheet and cash flow statements of the company to draw insights like we've done in our LendingClub stock analysis. How cash on hand has increased or decreased is one of the many indicators used while undertaking the LendingClub stock analysis, and provides insights into the firm's financial performance. Annual results announcements include the release of all three financial statements, of which the balance sheet is one. Apart from analyzing LendingClub revenue LendingClub operating cash flow, one needs to check balance sheet items like cash, fixed assets and debt. The LendingClub balance sheet for 2016 shows cash on hand of $693.41M. The company has a debt to equity ratio of 3.52.

View latest 10 year balance sheet data to check LendingClub financial performance.
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Quarterly
Annual
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Fiscal year is Jan - Dec20162015201420132012201120102009
Cash693.41M704.26M916.54M61.5M60.03M28.73M18.12M-
Marketable Securities--------
Receivables4.35B4.59B2.82B1.85B786.73M296.62M128.31M-
Inventory9.04M-------
Raw Materials--------
Work In Progress--------
Finished Goods--------
Notes Receivable--------
Other Current Assets--------
Total Current Assets
5.05B5.3B3.74B1.91B846.77M325.35M146.43M-
Property Plant & Equipment--------
Accumulated Depreciation--------
Net Property Plant & Equipment
89.26M55.93M27.05M12.59M1.57M---
Investment & Advances287.13M297.21M------
Other Non-Current Assets--------
Deferred Charges--------
Intangibles61.84M103.65M108.89M-----
Deposits & Other Assets69.64M38.41M14.79M24.27M2.48M1.04M--
Total Assets
5.56B5.79B3.89B1.94B850.83M326.79M146.74M-
Notes Payable--------
Accounts Payable136.77M78.7M44.63M8.44M3.26M1.54M4.47M-
Current Portion Long-Term Debt--------
Current Portion Capital Leases--------
Accrued Expenses129.19M101.48M58.58M26.86M10.04M1.95M1.21M-
Income Taxes Payable--------
Other Current Liabilities--------
Total Current Liabilities
265.96M180.19M103.21M35.31M13.3M3.49M5.68M-
Mortgages--------
Deferred Taxes/Income--------
Convertible Debt--------
Long-Term Debt4.32B4.57B2.81B1.84B785.31M290.76M122.53M-
Non-Current Capital Leases--------
Other Long-Term Liabilities--------
Total Liabilities
4.59B4.75B2.92B1.88B798.62M294.26M128.22M-
Minority Interest--------
Preferred Stock---103.24M103.02M78.76M52.85M-
Common Stock Net4M3.79M3.71M-----
Capital Surplus1.23B1.13B1.05B15.04M6.71M4.45M4.09M-
Retained Earnings-234.18M-88.21M-83.22M-50.32M-57.63M-50.77M-38.5M-
Treasury Stock19.48M-------
Other Liabilities-0.76M-1.67M------
Shareholders Equity975.77M1.04B973.21M68.09M52.21M32.53M18.52M-
Total Liabilities & Shareholders Equity5.56B5.79B3.89B1.94B850.83M326.79M146.74M-
All figures in USD. M: Millions of USD, B: Billions of USD.
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Apart from balance sheet items, an investor would do well to keep track of the LendingClub stock price by looking at LendingClub historical stock prices. One can compare PE with industry average by looking at the LendingClub PE ratio chart. The common balance sheet items are:

  • Assets: Anything that the LendingClub company owns and is a part of its books. Assets can be of three types: fixed, current and other assets which includes intangibles, advances. Internet companies typically don't have a lot of assets as there is not much investment in say machinery, equipment etc. LendingClub had total assets of $5.56B.
  • Liabilities: The total liabilities of LendingClub for the year 2016 total to $4.59B. Liabilities for a company like LendingClub include bank loans, services which have been availed for which a settlement in the form of cash/ asset transfer needs to be done in future etc. A firm takes on such obligations to grow its business which in turn will generate future economic benefits for its business.

LendingClub Balance Sheet - Key Ratios

Current ratio
18.02
Debt to equity ratio
3.52
Asset turnover ratio
0.13
Receivables turnover
0.14
Price to book ratio
1.66