Midland States Bancorp Cash Flow - Annual (NASDAQ:MSBI)

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$34.9 $0.27 (0.78%) MSBI stock closing price Jul 16, 2018 (Closing)

The Midland States Bancorp cash flow statement is one of the important reports considered by investors doing a fundamental analysis of the company. While its important to look at the Midland States Bancorp debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as Midland States Bancorp revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. Midland States Bancorp had cash and cash equivalents of $190.71M at beginning of the year and $215.2M at year end for 2017. Midland States Bancorp cash flow analysis tells whether or not the company has enough cash for its day to day activities, and for investing for future growth. Midland States Bancorp had an inflow of $70.45M from operating activities, $188.64M inflow due to financing activities, and $-234.61M outflow due to investing activities for 2017.

View details of Midland States Bancorp cash flows for latest & last 10 financial years
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Fiscal year is Jan - Dec20172016201520142013
Net Income Cash Flow
16.05M31.53M24.4M10.81M14.5M
Depreciation Depletion Amortization Cash-Flow16.24M15.05M9.71M7.85M9.19M
Net Increase (Decrease) in Assets Liabilities9.76M-32.72M21.03M-4.05M5.29M
Cash From (used in) Discontinued Operations-----
Other Adjustments Net28.39M11.67M18.36M5.54M1.98M
Net Cash from (used by) Operating Activities
70.45M25.54M73.52M20.16M30.99M
Increase (Decrease) in Prop Plant And Equipment-1.9M-2.07M-6M-2.92M-3.59M
Acquisition Disposition of Subsidiaires-18.51M-5.19M-20.05M85.02M13.83M
Increase (Decrease) in Investments18.01M-3.34M19.09M31.92M69.35M
Other Cash Inflow (Outflow) from Investment Activities-232.2M-349.74M-222.36M-82.6M-179.76M
Net Cash from (used by) Investment Activities
-234.61M-360.35M-229.33M31.42M-100.17M
Issuance (Purchase) of Equity Shares3.22M72.79M--18.61M
Issuance (Repayment) of Debt Securities202.62M189.5M21.14M1.14M-0.54M
Increase (Decrease) in Bank & Other Borrowings10.13M24.01M-22.17M25.32M14.74M
Payment of Dividends & Other Cash Distributions-14.19M-9.85M-7.69M-7.76M-7.56M
Other Cash from (used by) Financing Activities-13.14M36.58M216.63M2.67M16.6M
Net Cash from (used by) Financing Activities
188.64M313.04M208.38M21.59M41.85M
Effect of Exchange Rate Changes on Cash-----
Net Change in Cash & Cash Equivalents
24.48M-21.75M52.57M73.18M-27.32M
Cash & Equivalents at Beginning of Year190.71M212.47M159.9M86.72M114.04M
Cash & Equivalents at Year End215.2M190.71M212.47M159.9M86.72M
All figures in USD. M: Millions of USD, B: Billions of USD.

The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The Midland States Bancorp stock price history and Midland States Bancorp stock comparison chart inevitably reflect its cash flow situation.

  • Midland States Bancorp had a Net Change in Cash and Cash Equivalents of $24.48M for the latest year 2017. If a firm is able to grow its cash, it is considered to be a positive signal and could lead to a jump in the Midland States Bancorp stock price, albeit too much cash on hand can imply the company has no or limited avenues for growth in which to invest this cash.
  • Cash Flow from operating activities: Midland States Bancorp reported a positive operating cash flow of $70.45M for 2017 and has seen an increase from the previous year. Operating cash flow comes from main business activities. Investors look for positive cash flow from recurring operating activities.
  • Cash from investing stood at a negative value of $-234.61M for MSBI stock. A company with surplus cash usually thinks of re-investing it in the form of buying fixed assests, or purchasing plant/ machinery which will help grow the business further. By looking at cash flow from investment activities one can check where the company is putting its cash.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $188.64M for Midland States Bancorp. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.

Key Financial Ratios For Midland States Bancorp Cash Flow

FCF margin
0.74