OFG Bancorp Balance Sheet - Annual (NYSE:OFG)

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$11.05 $0.2 (1.78%) OFG stock closing price Feb 22, 2018 (Closing)

The OFG Bancorp balance sheet is a snapshot of the company's financial health at a given point of time, whereas the other two financial statements are for a particular accounting period. A balance sheet can help evaluate the financial performance of a company. Ratios like return on total assets and current ratio, which also uses cash on hand can be used to measure the operating efficiency of a firm, and can be used to conduct a more accurate OFG Bancorp stock analysis. Good annual results indicate a company's strong financial performance. Its important to check all financial statements including the balance sheet. OFG Bancorp had a long term debt of $141.53M at the end of 2016. To understand the debt servicing capacity of the company, one needs to look at OFG Bancorp operating cash flow and OFG Bancorp revenue also. OFG Bancorp debt to equity ratio is 0.35.

View latest 10 year balance sheet data to check OFG Bancorp financial performance.
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Quarterly
Annual
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Fiscal year is Jan - Dec201620152014201320122011201020092008
Cash504.83M532.01M568.75M696.5M935.49M601.61M337.21M247.69M14.37M
Marketable Securities8.98M8.33M14.67M8.83M13.7M4.04M113.05M29.95M52.25M
Receivables4.16B4.44B4.83B4.99B5.14B1.66B1.77B1.15B1.24B
Inventory12.49M13.61M14.53M46.52M64.54M26.93M33.97M27.26M26.56M
Raw Materials---------
Work In Progress---------
Finished Goods---------
Notes Receivable---------
Other Current Assets---------
Total Current Assets
4.68B5B5.43B5.74B6.15B2.3B2.25B1.45B1.33B
Property Plant & Equipment130.58M127.07M133.27M129.38M120.92M56.05M58.36M43.42M41.8M
Accumulated Depreciation60.17M52.48M52.67M46.48M35.92M34.53M34.42M23.65M20.62M
Net Property Plant & Equipment
70.4M74.59M80.59M82.9M84.99M21.52M23.94M19.77M21.18M
Investment & Advances1.36B1.62B1.4B1.67B2.23B3.87B4.43B4.97B4.79B
Other Non-Current Assets47.52M58.17M95.66M90.02M75.44M27.67M27.93M9.34M9.16M
Deferred Charges124.2M145.9M108.7M137.56M117.2M32.02M30.35M31.68M28.46M
Intangibles86.06M86.06M86.06M86.06M-----
Deposits & Other Assets129.72M123.63M246.19M345.02M534.18M448.86M549.07M64.9M23.92M
Total Assets
6.5B7.1B7.45B8.16B9.19B6.69B7.31B6.55B6.21B
Notes Payable653.75M934.69M980.08M1.27B1.79B3.1B3.5B3.61B3.79B
Accounts Payable4.66B4.72B4.92B5.38B5.69B2.4B2.61B1.75B1.79B
Current Portion Long-Term Debt---------
Current Portion Capital Leases---------
Accrued Expenses95.37M92.93M133.29M144.42M99.26M35.47M43.79M31.65M23.68M
Income Taxes Payable---------
Other Current Liabilities-1.73M4M3.66M-----
Total Current Liabilities
5.41B5.75B6.04B6.8B7.58B5.53B6.16B5.38B5.6B
Mortgages---------
Deferred Taxes/Income---------
Convertible Debt---------
Long-Term Debt141.53M435.1M435.91M436.15M700.21M423.67M423.67M423.67M344.52M
Non-Current Capital Leases---------
Other Long-Term Liabilities26.2M20.74M29.21M37.97M53.25M47.42M-413.35M-
Total Liabilities
5.58B6.2B6.51B7.27B8.33B6B6.58B6.22B5.94B
Minority Interest---------
Preferred Stock176M176M176M176M176M68M68M68M68M
Common Stock Net52.62M52.62M52.62M52.7M52.67M47.8M47.8M25.73M25.73M
Capital Surplus540.94M540.51M539.31M538.07M537.45M499.09M498.43M213.44M212.62M
Retained Earnings177.8M148.88M181.15M133.62M70.73M68.14M51.5M77.58M51.23M
Treasury Stock104.86M105.37M97.07M80.64M81.27M74.8M16.73M17.14M17.1M
Other Liabilities77.88M84.43M90.17M65.14M108.02M87.3M83.31M-37.46M-79.17M
Shareholders Equity920.41M897.07M942.19M884.91M863.6M695.55M732.33M330.16M261.31M
Total Liabilities & Shareholders Equity6.5B7.1B7.45B8.16B9.19B6.69B7.31B6.55B6.21B
All figures in USD. M: Millions of USD, B: Billions of USD.
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Apart from balance sheet items, an investor would do well to keep track of the OFG Bancorp stock price by looking at OFG Bancorp historical stock prices. One can compare PE with industry average by looking at the OFG Bancorp PE ratio chart. The common balance sheet items are:

  • Assets: An asset is a resource that a corporation like OFG Bancorp owns and has economic value. The two major types of assets are: fixed assets like real estate, plant and machinery and current assets like cash, marketable securities and inventory. The total asset value for OFG stock as of 2016 is $6.5B. Its easy to associate the term with manufacturing companies, which invest a lot in factories and equipment. However, the same cannot be said about tech stocks.
  • Liabilities: This item on the balance sheet implies the firm's, in this case OFG Bancorp's, legal obligations including loans, accounts payable, deferred revenue, accrued expenses and mortgages. The total liabilities for OFG stock stand at $5.58B.

OFG Bancorp Balance Sheet - Key Ratios

Current ratio
0.92
Debt to equity ratio
0.35
Asset turnover ratio
0.06
Receivables turnover
0.1
Price to book ratio
0.52