Old Point Financial Revenue, Profits - OPOF Annual Income Statement

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$30.33 $0.17 (0.56%) OPOF stock closing price Sep 22, 2017 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the Old Point Financial stock price. The income statement gives the investor an understanding of the topline or revenue and bottomline or profit numbers of the company and helps investors evaluate if a company has been growing or not. The income statement is generated for a specific period of time, typically a year or a quarter. The revenue decrease of $43.29M for 2016 impacts the OPOF stock. Investors typically check year over year or quarter over quarter revenue growth. Along with Old Point Financial assets and Old Point Financial free cash flow, Old Point Financial profits as shown in profit and loss statement give key insights about the business. The profits have increased from $3.63M YoY and 2016 revenue is $43.29M. Old Point Financial revenue for 2016 is 43.29M. View revenue and profit details for latest and last 10 financial years.

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Quarterly
Annual
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Fiscal year is Jan - Dec.2016201520142013201220112010200920082007
Old Point Financial Net Sales or Revenues
43.29M43.43M42.93M42.59M47.53M48.44M53.52M54.29M59.22M61.5M
Cost Of Goods Sold (COGS)2.34M2.37M2.58M3.42M4.23M4.9M7.03M10.31M14.1M16.45M
Old Point Financial Gross Profit
40.94M41.06M40.34M39.17M43.3M43.54M46.49M43.98M45.12M45.05M
Research & Development Expense----------
Selling General & Admin Expense36.6M35.15M33.9M33.06M35.8M35.96M40.4M37.4M30.34M27.02M
Income Before Depreciation Depletion Amortization4.34M5.9M6.44M6.11M7.5M7.57M6.08M6.58M14.77M18.03M
Depreciation Depletion Amortization----------
Non Operating Income-0.15M-0.95M-0.87M-1.34M-0.77M-1.41M-1.44M-0.68M-0.42M-
Interest Expense0.23M1.26M1.26M1.25M1.54M1.81M2.94M4.01M4.9M6.89M
Old Point Financial Pretax Income
3.95M3.68M4.31M3.51M5.18M4.35M1.69M1.89M9.44M11.13M
Provision for Income Taxes0.16M0.05M0.19M0.34M0.99M1.06M0.14M0.21M2.65M3.16M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations3.79M3.63M4.11M3.16M4.18M3.29M1.54M1.68M6.79M7.96M
Extraordinary Items & Discontinued Operations----------
Old Point Financial Net Income (Profit/Loss)
3.79M3.63M4.11M3.16M4.18M3.29M1.54M1.68M6.79M7.96M
Average Shares used to compute Diluted EPS4.96M4.96M4.96M4.96M4.96M4.95M4.93M4.94M-4.95M
Average Shares used to compute Basic EPS4.96M4.96M4.96M4.96M4.96M4.95M4.93M4.91M-4.95M
Income Before Nonrecurring Items3.67M3.63M4.12M3.16M4.19M3.29M1.55M1.68M-7.97M
Income from Nonrecurring Items----------
Old Point Financial Earnings Per Share Basic Net
0.740.730.830.640.840.660.310.341.381.61
Old Point Financial Earnings Per Share Diluted Net
0.740.730.830.640.840.660.310.34-1.59
EPS Diluted Before Nonrecurring Items0.740.730.830.640.840.660.310.34-1.59
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.400.340.260.220.200.200.250.470.660.61
All figures in USD. M: Millions of USD, B: Billions of USD.
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Before investing one should read a report on Old Point Financial stock analysis. It helps to look at the following income statement items:
  • Topline: A growing topline, as seen from the Old Point Financial revenue chart, as is not the case with Old Point Financial indicates a sagging business. One needs to compare the QoQ or YoY topline or sales growth of OPOF stock with its peers like CFFI stock and FSBK stock to see if the growth compares well with what can be expected from a company in that industry.
  • Bottom line: Most businesses like Old Point Financial try to grow their profits by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.
The income statement is also called the profit and loss statement. Apart from the OPOF income statement, one can check the Old Point Financial historical stock prices to check how the price has moved with time .

Old Point Financial Income Statement - Key Financial Ratios

PE Ratio (price earnings ratio)
36.11
PS Ratio (price sales ratio)
3.39
Operating Margin
10.5
Net Profit Margin
9.5
Dividend Yield
1.38%