Old Second Bancorp Cash Flow - Quarterly (NASDAQ:OSBC)
$11.4 $0.15 (1.3%) OSBC stock closing price Jul 21, 2017 (Closing)
The financial analysis of OSBC requires an investor to check the cash flows for Old Second Bancorp. In simple terms, the cash flow statement measures the cash that has come into the company, and the cash that has gone out during a given period, while the other statements, the income statement and balance sheet, give details about Old Second Bancorp profits and Old Second Bancorp debt. Old Second Bancorp had cash and cash equivalents of $40.33M at beginning of quarter and $60.67M at quarter end for 2017-Q1. Old Second Bancorp cash flow analysis tells whether or not the company has enough cash for its day to day activities, and for investing for future growth. The cash from operating activities for Old Second Bancorp is $6.65M for 2017-Q1, which saw a decrease of -75.6% from previous quarter. View details of Old Second Bancorp cash flows for latest & last 40 quarters.
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| Fiscal year is Jan - Dec. | 2017-Q1 | 2016-Q4 | 2016-Q3 | 2016-Q2 | 2016-Q1 | 2015-Q4 | 2015-Q3 | 2015-Q2 | 2015-Q1 | 2014-Q4 |
Old Second Bancorp Net Income Cash Flow | 4.57M | 15.68M | 10.66M | 7.16M | 3.32M | 15.38M | 11.55M | 7.62M | 3.49M | 10.13M |
| Depreciation Depletion Amortization Cash-Flow | 0.42M | 1.11M | 1.2M | 0.73M | 0.37M | 2.46M | 2.04M | 1.37M | 0.63M | 1.83M |
| Net Increase (Decrease) in Assets Liabilities | -1.21M | -3.69M | -5.56M | -6.9M | -4.13M | -7.12M | -9.98M | -7.07M | -3.92M | -24.02M |
| Cash From (used in) Discontinued Operations | - | - | - | - | - | - | - | - | - | - |
| Other Adjustments Net | 2.87M | 14.15M | 10.88M | 6.75M | 3.5M | 10.41M | 11.68M | 5.24M | 3.22M | 5.74M |
Old Second Bancorp Net Cash from (used by) Operating Activities | 6.65M | 27.25M | 17.19M | 7.74M | 3.07M | 21.13M | 15.3M | 7.16M | 3.43M | -6.3M |
| Increase (Decrease) in Prop Plant And Equipment | -0.21M | -1.98M | -1.16M | -0.43M | -0.1M | -1.25M | -0.79M | -0.57M | -0.28M | -1.09M |
| Acquisition Disposition of Subsidiaires | - | -181.35M | - | - | - | - | - | - | - | - |
| Increase (Decrease) in Investments | -75.93M | 177.99M | 184.96M | -48.04M | -44.93M | -65.85M | -17.26M | -6.62M | -10.29M | -12.76M |
| Other Cash Inflow (Outflow) from Investment Activities | -11.08M | -117.72M | -66.36M | -25.82M | -4.11M | 34.9M | 30.73M | -2.9M | 3.81M | -52.27M |
Old Second Bancorp Net Cash from (used by) Invesment Activities | -87.23M | -123.07M | 117.43M | -74.3M | -49.15M | -32.19M | 12.67M | -10.1M | -6.76M | -66.13M |
| Issuance (Purchase) of Equity Shares | -0.12M | -0.24M | -0.25M | -0.25M | - | -47.44M | -47.44M | -15.89M | -15.89M | 39.96M |
| Issuance (Repayment) of Debt Securities | - | -1.5M | - | - | - | - | - | - | - | - |
| Increase (Decrease) in Bank & Other Borrowings | 24.01M | 46.64M | -2.46M | 44.06M | 4.78M | -16.96M | -3.96M | -13.62M | -9.52M | 38.47M |
| Payment of Dividends & Other Cash Distributions | -0.29M | -0.88M | -0.59M | -0.29M | - | -2.41M | -2.41M | -1.71M | -1M | -12.39M |
| Other Cash from (used by) Financing Activities | 70.32M | 58.8M | 18.29M | 23.03M | 37.6M | 74.03M | 35.42M | 28.49M | 59.72M | 2.92M |
Old Second Bancorp Net Cash from (used by) Financing Activities | 93.92M | 102.81M | 14.98M | 66.55M | 42.39M | 7.2M | -18.4M | -2.73M | 33.29M | 68.97M |
| Effect of Exchange Rate Changes on Cash | - | - | - | - | - | - | - | - | - | - |
Old Second Bancorp Net Change in Cash & Cash Equivalents | 13.34M | 6.99M | 149.6M | -0.01M | -3.68M | -3.85M | 9.57M | -5.68M | 29.96M | -3.46M |
| Cash & Equivalents at Beginning of Year | 40.33M | 44.19M | 47.66M | 128.5M | 50.94M | 98.75M | 79.79M | 73.21M | 64.73M | 88.52M |
| Cash & Equivalents at Year End | 60.67M | 47.33M | 189.94M | 40.33M | 36.64M | 40.33M | 53.77M | 38.51M | 74.16M | 44.19M |
All figures in USD. M: Millions of USD, B: Billions of USD.
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Old Second Bancorp stock price history provides insight into historical stock price fluctuations, and Old Second Bancorp stock comparison chart enables peer comparison. Some of the key terms used in the statement of cash flows are:
- Old Second Bancorp has cash of $60.67M on hand. A healthy amount of cash on hand is necessary for any company. Cash has an opportunity cost associated with it, and too much cash in bank may mean that the firm has no or limited growth plans. Hence its important to track the Net Change in Cash and Cash Equivalents along with the Old Second Bancorp stock price.
- Old Second Bancorp decreased its cash from operating activities to $20.6M in 2017-Q1. Operating activities include production of goods or creating a product or providing a service, and collecting payment for the same from customers. The cash generated from these activities is refered to as cash flow from operating activities.
- Growth companies (typically most tech companies) spend heavily on investing activities and this figure was negative at $-87.23M for OSBC stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
- Cash Flow from financing activities: The cash inflow/outflow from financing activities was $93.92M for Old Second Bancorp. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.
Key Financial Ratios For Old Second Bancorp Cash Flow
FCF margin
0.23