Pathfinder Bancorp Cash Flow - Annual (NASDAQ:PBHC)

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$15.58 $0.08 (0.52%) PBHC stock closing price Apr 20, 2018 (Closing)

The Pathfinder Bancorp cash flow statement helps investors understand how well the company is managing its cash flows. In simple terms, the cash flow statement measures the cash that has come into the company, and the cash that has gone out during a given period, while the other statements, the income statement and balance sheet, give details about Pathfinder Bancorp profits and Pathfinder Bancorp debt. Pathfinder Bancorp cash flow analysis is possible because this statement breaks down how balance sheet accounts and income statement items affect cash and cash equivalents. Pathfinder Bancorp had cash and cash equivalents of $15.24M at the beginning of the year and $22.41M at year end for 2016. PBHC decrease in investments stood at a value of $-121.45M for the latest year 2016.

View details of Pathfinder Bancorp cash flows for latest & last 10 financial years
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Quarterly
Annual
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Fiscal year is Jan - Dec201620152014201320122011201020092008
Net Income Cash Flow
3.27M2.88M2.74M2.4M2.64M2.32M2.5M1.61M-
Depreciation Depletion Amortization Cash-Flow2.48M2.06M1.62M1.55M2M1.52M1.22M1.18M-
Net Increase (Decrease) in Assets Liabilities---0.52M--1.88M-1.11M-0.05M-2.74M-0.3M
Cash From (used in) Discontinued Operations---------
Other Adjustments Net--1.18M--1.28M-1.04M2.37M
Net Cash from (used by) Operating Activities
6.37M6.31M5.02M5.11M2.76M4.01M4.38M1.1M3.27M
Increase (Decrease) in Prop Plant And Equipment-1.36M-2.63M-2.36M-2.24M-0.19M-1.98M-2.9M--
Acquisition Disposition of Subsidiaires--0.22M--0.35M-----
Increase (Decrease) in Investments-56.81M-15.01M-11.83M-9.25M-7.33M-12.62M-12.61M-11.92M-37.68M
Other Cash Inflow (Outflow) from Investment Activities-63.28M-43.61M-50.28M-9.58M-30.01M-23.17M-23.76M--
Net Cash from (used by) Investment Activities
-121.45M-61.48M-64.47M-21.44M-37.54M-37.79M-39.27M-11.8M-37.04M
Issuance (Purchase) of Equity Shares-14.61M9.71M23.87M--0.53M6.29M-6.77M-
Issuance (Repayment) of Debt Securities-5.5M-5.85M-9.11M-0.11M-1.92M-8M1.6M14.39M
Increase (Decrease) in Bank & Other Borrowings17.14M-30.3M31.1M15M9M-13M13M-17.57M-0.82M
Payment of Dividends & Other Cash Distributions-0.91M-0.6M-0.37M-0.38M-0.8M-0.75M-0.63M-0.53M-0.69M
Other Cash from (used by) Financing Activities120.14M74.75M5.48M18.69M25.67M39.62M29.66M27.4M18.35M
Net Cash from (used by) Financing Activities
122.26M59.06M54.23M24.24M33.22M30.24M34.02M17.65M31.23M
Effect of Exchange Rate Changes on Cash---------
Net Change in Cash & Cash Equivalents
7.17M3.88M-5.21M7.91M-1.55M-3.54M-0.86M6.95M-2.53M
Cash & Equivalents at Beginning of Year15.24M11.35M16.57M8.66M10.21M13.76M14.63M7.67M10.21M
Cash & Equivalents at Year End22.41M15.24M11.35M16.57M8.66M10.21M13.76M14.63M7.67M
All figures in USD. M: Millions of USD, B: Billions of USD.
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The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The Pathfinder Bancorp stock price history and Pathfinder Bancorp stock comparison chart inevitably reflect its cash flow situation.

  • Pathfinder Bancorp had a Net Change in Cash and Cash Equivalents of $7.17M for the latest year 2016. If a firm is able to grow its cash, it is considered to be a positive signal and could lead to a jump in the Pathfinder Bancorp stock price, albeit too much cash on hand can imply the company has no or limited avenues for growth in which to invest this cash.
  • The cash generated from the core business or operations was a positive at $6.37M for Pathfinder Bancorp in the latest 2016. For an internet company, this would include all those activities which are involved in eventually selling advertisement space on its website or any online service.
  • Cash Flow from investment activities: This includes buying/selling of land and equipment, acquisitions and mergers, sell-off, investment in other companies like buying bonds, stocks etc., and was $-121.45M for PBHC in last 2016 report.
  • Inflow of cash in the form of bank loans and shareholders equity, and outflow of cash because of dividend payments, share repurchase payments etc. come under financing activities. The cash generated from these activities was $122.26M for Pathfinder Bancorp.

Key Financial Ratios For Pathfinder Bancorp Cash Flow

FCF margin
0.24