Provident Financial Revenue, Profits - PROV Annual Income Statement

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$18.89 $0.25 (1.34%) PROV stock closing price Jul 13, 2018 (Closing)

Financial analysis of Provident Financial involves more than just checking the Provident Financial stock price, by looking at the financial statements of the company in detail. The income statement is a summary of the revenue or sales, expenses and profitability - shown as Net Income, or lack of it. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the PROV stock is bound to reflect the impact of the YOY decline of -4.1%. Along with Provident Financial assets and Provident Financial free cash flow, Provident Financial profits as shown in profit and loss statement give key insights about the business. The net profit for 2017 is $5.2M and the 2017 revenue is $73.23M.

View revenue and profit details for latest and last 10 financial years.
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Quarterly
Annual
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Fiscal year is Jul - Jun2017201620152014201320122011201020092008
Provident Financial Revenues or Net Sales
73.23M76.36M80.08M69.73M119.36M94.58M95.04M92.42M106.13M103.64M
Cost Of Goods Sold (COGS)3.8M4.39M4.76M5.49M6.58M8.41M10.26M15.5M23.45M34.57M
Provident Financial Gross Profit
69.43M71.96M75.32M64.23M112.77M86.17M84.78M76.92M82.68M69.06M
Research & Development Expense----------
Selling General & Admin Expense57.74M56.54M56.58M50.78M65.84M61.14M50.83M59.98M78.65M43.41M
Income Before Depreciation Depletion Amortization11.68M15.42M18.74M13.45M46.93M25.02M33.94M16.94M4.03M25.64M
Depreciation Depletion Amortization----------
Non Operating Income----------2.68M
Interest Expense2.87M2.57M1.66M1.84M4.21M6.29M10.68M15.08M18.7M19.73M
Provident Financial Pretax Income
8.81M12.84M17.08M11.61M42.71M18.73M23.26M1.85M-14.67M3.22M
Provision for Income Taxes3.6M5.37M7.27M5M16.91M7.92M10.04M--7.23M2.36M
MinorityInterest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations5.2M7.47M9.8M6.6M25.79M10.81M13.22M1.11M-7.43M-
Extraordinary Items & Discontinued Operations----------
Provident Financial Profit/ Loss (Net Income)
5.2M7.47M9.8M6.6M25.79M10.81M13.22M1.11M-7.43M-
Average Shares used to compute Diluted EPS8.1M8.54M9.17M10.11M10.84M11.29M11.4M8.92M6.2M6.21M
Average Shares used to compute Basic EPS7.92M8.35M9M9.93M10.62M11.22M11.4M8.92M6.2M6.17M
Income Before Nonrecurring Items5.21M7.47M9.8M6.61M25.8M10.81M13.22M1.12M-7.44M-
Income from Nonrecurring Items----------
Provident Financial Earnings Per Share Basic Net
0.660.901.090.672.430.961.160.13-1.200.14
Provident Financial Earnings Per Share Diluted Net
0.640.881.070.652.380.961.160.13-1.200.14
EPS Diluted Before Nonrecurring Items0.640.881.070.652.380.961.160.13-1.200.14
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.520.480.450.400.240.140.040.040.160.64
All figures in USD. M: Millions of USD, B: Billions of USD.
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It is very helpful to read a report on Provident Financial stock analysis. An investor must check the following items in an income statement:

  • Topline: A growing topline, as seen from the Provident Financial revenue chart, as isn't the case with Provident Financial indicates a sagging business. One needs to compare the YoY topline or sales growth of PROV stock with its peers like TSH stock and ONFC stock to see if the growth compares well with what can be expected from a company in that industry.
  • Bottom line: Most businesses like Provident Financial try to grow their profits by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.

The income statement is also called the profit and loss statement. Apart from the PROV income statement, one can check the Provident Financial historical stock prices to check how the price has moved with time.

Provident Financial Income Statement - Key Financial Ratios

PE Ratio (price earnings ratio)
84.73
PS Ratio (price sales ratio)
2.09
Operating Margin
19.6
Net Profit Margin
10.9
Dividend Yield
2.95%