Provident Bancorp Cash Flow - Annual (NASDAQ:PVBC)

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$24.1 $0.3 (1.26%) PVBC stock closing price Feb 23, 2018 (Closing)

The Provident Bancorp cash flow statement is one of the three reports that the company generates every quarter. While its important to look at the Provident Bancorp debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as Provident Bancorp revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. Provident Bancorp cash flow analysis is possible because this statement breaks down how balance sheet accounts and income statement items affect cash and cash equivalents. Provident Bancorp had cash and cash equivalents of $20.46M at the beginning of the year and $10.7M at year end for 2016. Provident Bancorp has a negative cash and cash equivalents change of $-9.75M.

View details of Provident Bancorp cash flows for latest & last 10 financial years
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Fiscal year is Jan - Dec2016201520142013
Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow1.68M1.57M1.68M1.87M
Net Increase (Decrease) in Assets Liabilities--0.29M1.26M-3.14M
Cash From (used in) Discontinued Operations----
Other Adjustments Net-1.72M--0.23M
Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-0.87M-1.81M-0.57M-0.5M
Acquisition Disposition of Subsidiaires----
Increase (Decrease) in Investments9.57M-11.6M16.56M5.33M
Other Cash Inflow (Outflow) from Investment Activities-70.24M-61.54M-55.88M-63.8M
Net Cash from (used by) Investment Activities
Issuance (Purchase) of Equity Shares-20.48M--
Issuance (Repayment) of Debt Securities5.38M18.18M-3.35M-8.47M
Increase (Decrease) in Bank & Other Borrowings-12.95M-1.6M-
Payment of Dividends & Other Cash Distributions--0.16M-0.17M-0.17M
Other Cash from (used by) Financing Activities50.74M40.55M28.38M57.12M
Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----
Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year20.46M9.55M15.35M23.34M
Cash & Equivalents at Year End10.7M20.46M9.55M15.35M
All figures in USD. M: Millions of USD, B: Billions of USD.

The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The Provident Bancorp stock price history and Provident Bancorp stock comparison chart inevitably reflect its cash flow situation.

  • Provident Bancorp saw a negative change in Net Change in Cash and Cash Equivalents of $-9.75M in 2016. Apart from the Provident Bancorp stock price, this is one of the things an investor looks for, as it shows the net change in cash on hand for a company, compared to previous period.
  • The cash generated from the core business or operations was a positive at $8.6M for Provident Bancorp in the latest 2016. For an internet company, this would include all those activities which are involved in eventually selling advertisement space on its website or any online service.
  • Cash from investing stood at a negative value of $-61.54M for PVBC stock. A company with surplus cash usually thinks of re-investing it in the form of buying fixed assests, or purchasing plant/ machinery which will help grow the business further. By looking at cash flow from investment activities one can check where the company is putting its cash.
  • Inflow of cash in the form of bank loans and shareholders equity, and outflow of cash because of dividend payments, share repurchase payments etc. come under financing activities. The cash generated from these activities was $43.18M for Provident Bancorp.

Key Financial Ratios For Provident Bancorp Cash Flow

FCF margin