Stewardship Financial Cash Flow - Quarterly (NASDAQ:SSFN)

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$10.45 $0.7 (7.18%) SSFN stock closing price Sep 22, 2017 (Closing)

For analyzing any company like Stewardship Financial from an investment perspective, its important to check the cash flow statement. In simple terms, the cash flow statement measures the cash that has come into the company, and the cash that has gone out during a given period, while the other statements, the income statement and balance sheet, give details about Stewardship Financial profits and Stewardship Financial debt. Stewardship Financial stock analysis shows positive net income cash flow of $2.25M for 2017-Q2. This statement is important because profits alone cannot pay employees, or bills. Cash is required.   Stewardship Financial had an inflow of $1.44M from operating activities, $67.37M inflow due to financing activities, and $62.15M spend due to investing activities for 2017-Q2. View details of Stewardship Financial cash flows for latest & last 40 quarters

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Fiscal year is Jan - Dec.2017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q32015 Q22015 Q1
Stewardship Financial Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow0.52M0.19M1.32M0.95M0.56M0.25M1.27M0.94M0.6M0.26M
Net Increase (Decrease) in Assets Liabilities0.01M0.43M0.56M0.56M1M0.37M-3.16M-3.01M-2.71M-0.84M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net0.41M0.15M-0.72M-0.91M-0.61M-0.14M-1.11M-0.97M-0.69M-1.17M
Stewardship Financial Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment0.09M-0.13M0.74M0.05M0.12M-0.02M0.84M0.55M0.56M0.48M
Acquisition Disposition of Subsidiaires-1.65M-0.26M-0.9M0.18M-0.04M-1.16M0.74M0.94M0.75M
Increase (Decrease) in Investments-17.02M2.68M1.78M-2.57M-8.79M-4.96M25.34M33.14M30.88M30.36M
Other Cash Inflow (Outflow) from Investment Activities-91.83M-50.57M-79.56M-27.46M-13.05M-1.66M-49.46M-41.01M-29.31M-12.69M
Stewardship Financial Net Cash from (used by) Invesment Activities
Issuance (Purchase) of Equity Shares18.91M0.03M0.1M0.08M0.04M0.02M-14.85M1.03M0.05M0.02M
Issuance (Repayment) of Debt Securities20M-5M8M-5M--15.94M---
Increase (Decrease) in Bank & Other Borrowings14.56M11M11.2M----26.7M-17.2M-21.7M-16.7M
Payment of Dividends & Other Cash Distributions-0.44M-0.18M-0.67M-0.48M-0.3M-0.12M-0.94M-0.82M-0.58M-0.29M
Other Cash from (used by) Financing Activities61.96M41.77M54.17M41.33M21.71M7.67M48.27M29.39M29.52M9.84M
Stewardship Financial Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
Stewardship Financial Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year10.91M10.08M17.4M21.01M13.69M19.98M8.87M12.81M11.93M15.69M
Cash & Equivalents at Year End19.45M12.79M11.68M21.02M13.9M13.31M10.91M16.02M19.78M21.03M
All figures in USD. M: Millions of USD, B: Billions of USD.
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The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The Stewardship Financial stock price history and Stewardship Financial stock comparison chart inevitably reflect its cash flow situation.
  • Net Change in Cash and Cash Equivalents: Stewardship Financial cash grew QoQ to $2.25M, meaning the company is able to meet its expenditure and grow cash which will also eventually reflect in the Stewardship Financial stock price movement.
  • Stewardship Financial increased its cash from operating activities to $1.44M in 2017-Q2. Operating activities include production of goods or creating a product or providing a service, and collecting payment for the same from customers. The cash generated from these activities is refered to as cash flow from operating activities.
  • Growth companies (typically most tech companies) spend heavily  on investing activities and this figure was negative at $-110.43M for SSFN stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $114.99M for Stewardship Financial. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.

Key Financial Ratios For Stewardship Financial Cash Flow

FCF margin

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