United Bancorp Annual Income Statement (NASDAQ:UBCP)

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$11.87 $0.13 (1.08%) UBCP stock closing price Apr 28, 2017 (Closing)

Looking at financial statements, along with the United Bancorp stock price, it's management, its economic moat, and industry competitors forms an important part of fundamental analysis.   An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. The income statement is always for an accounting period, typically for a year or quarter, and affects the stock. In this case, the UBCP stock is bound to reflect the impact of the YoY growth of $0.43M. The United Bancorp profit and loss statement for 2016 shows a profit of $3.58M. Profits have grown from $3.22M YoY. Apart from this an investor should also check United Bancorp assets and United Bancorp free cash flow. United Bancorp revenue for 2016 is $20.31M. View revenue and profit details for latest and last 10 financial years.

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Annual
Quarterly
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Fiscal year is Jan - Dec. 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007
United Bancorp Net Sales or Revenues
20.31M19.88M20.07M21.23M21.39M23.72M24.98M26.65M28.78M29.68M
Cost Of Goods Sold (COGS)0.76M1M1.18M1.57M2.29M2.97M4.4M5.94M7.9M11.95M
United Bancorp Gross Profit
19.55M18.87M18.89M19.66M19.1M20.74M20.57M20.7M20.87M17.72M
Research & Development Expense----------
Selling General & Admin Expense13.37M12.97M13.91M15.11M14.47M14.95M15.62M15.04M13.77M12.24M
Income Before Depreciation Depletion Amortization6.17M5.9M4.97M4.54M4.62M5.79M4.95M5.66M7.1M5.48M
Depreciation Depletion Amortization-0.06M0.11M0.11M0.11M0.11M0.11M0.11M0.03M-
Non Operating Income----------
Interest Expense1.01M1.27M1.28M1.46M1.56M1.73M2.07M2.12M2.34M2.56M
United Bancorp Pretax Income
5.16M4.55M3.57M2.96M2.94M3.94M2.76M3.42M4.71M2.91M
Provision for Income Taxes1.58M1.33M0.92M0.35M0.54M0.85M0.21M0.51M0.95M0.33M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations3.58M3.22M2.65M2.61M2.39M3.09M2.54M2.9M3.75M2.58M
Extraordinary Items & Discontinued Operations----------
United Bancorp Net Income (Profit/Loss)
3.58M3.22M2.65M2.61M2.39M3.09M2.54M2.9M3.75M2.58M
Average Shares used to compute Diluted EPS5.02M4.93M4.91M4.87M4.85M4.81M4.72M4.63M4.6M4.56M
Average Shares used to compute Basic EPS4.91M4.86M4.91M4.81M4.78M4.77M4.69M4.63M4.6M4.56M
Income Before Nonrecurring Items3.58M3.22M2.65M2.61M2.4M3.09M2.83M2.91M3.76M2.59M
Income from Nonrecurring Items----------
United Bancorp Earnings Per Share Basic Net
0.720.650.540.530.500.620.580.630.820.57
United Bancorp Earnings Per Share Diluted Net
0.710.640.530.530.490.620.580.630.820.57
EPS Diluted Before Nonrecurring Items0.710.640.530.530.490.620.580.630.820.57
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.470.420.330.290.420.560.560.560.540.52
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing United Bancorp stock analysis are:
  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that UBCP stock has a topline or revenue of $20.31M for 2016 as per this United Bancorp revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The Bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $20.31M - other expenses = $3.58M for UBCP stock. An improving bottomline implies that the company is growing profits.
The income statement is also called the profit and loss statement. Apart from the income statement, one can check the United Bancorp historical stock prices to check how the price has moved with time. .

United Bancorp Income Statement - Key Financial Ratios

PE ratio (price earnings ratio)
16.7130
PS ratio (
price sales ratio
)
2.8906
Operating margin
31
Net profit margin
17.6
Dividend yield
3.96%