United Financial Bancorp Balance Sheet - Annual (NASDAQ:UBNK)

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$17.54 $0.2 (1.15%) UBNK stock closing price Sep 22, 2017 (Closing)

A thorough fundamental analysis involves using data from United Financial Bancorp balance sheet, apart from other financial statements, to value the business. How cash on hand has increased or decreased is one of the many indicators used while undertaking the United Financial Bancorp stock analysis, and provides insights into the firm's financial performance. Quarterly results announcements include the release of all three financial statements, of which the balance sheet is one. The United Financial Bancorp balance sheet for 2016 shows total assets of $6.6B. United Financial Bancorp revenue was $242.23M and United Financial Bancorp operating cash flow was $-0.31M for the same year. View latest 0 year balance sheet data to check United Financial Bancorp financial performance.

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Quarterly
Annual
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Fiscal year is Jan - Dec.2016201520142013201220112010200920082007
Cash47.24M47.6M43.41M20.3M19.96M44.76M16.69M22.79M19.24M18.61M
Marketable Securities43.69M47.57M43.53M24.92M15.34M0.3M44.01M0.8M0.29M5.38M
Receivables4.89B4.6B3.89B1.7B1.59B1.46B1.41B1.36B1.29B1.12B
Inventory62.51M10.13M8.22M0.42M5.29M-0.38M---
Raw Materials----------
Work In Progress----------
Finished Goods----------
Notes Receivable----------
Other Current Assets----------
United Financial Bancorp Total Current Assets
5.04B4.71B3.99B1.75B1.63B1.51B1.48B1.38B1.31B1.14B
Property Plant & Equipment84.07M82.65M83.31M40.31M35.37M30.16M29.14M29.15M28.21M-
Accumulated Depreciation32.31M27.87M25.65M15.62M15.29M14.65M14.23M13.29M11.8M-
United Financial Bancorp Net Property Plant & Equipment
51.75M54.77M57.66M24.69M20.07M15.5M14.91M15.86M16.4M14.35M
Investment & Advances1.11B1.12B1.1B433.78M263.34M177.75M156.13M138.83M182.39M147.54M
Other Non-Current Assets-0.75M2.23M1.52M2.84M3M0.99M3.06M--
Deferred Charges39.96M33.09M33.83M10.69M10.72M10.36M11.32M10.6M11.47M3.96M
Intangibles121.18M122.78M124.54M1.07M1.07M1.14M1.14M1.07M1.07M1.07M
Deposits & Other Assets232.9M184.08M171.75M81.46M68.29M36.77M17.8M17.08M10.39M15.6M
United Financial Bancorp Total Assets
6.6B6.23B5.48B2.3B2B1.75B1.68B1.57B1.53B1.33B
Notes Payable----------
Accounts Payable4.71B4.44B4.04B1.74B1.5B1.33B1.22B1.13B1.04B951.03M
Current Portion Long-Term Debt----------
Current Portion Capital Leases----------
Accrued Expenses49.5M53.4M48.77M20.45M23.62M17.9M24.83M14.41M15.82M12.17M
Income Taxes Payable----------
Other Current Liabilities----------
United Financial Bancorp Total Current Liabilities
4.76B4.49B4.08B1.76B1.53B1.34B1.24B1.14B1.06B963.21M
Mortgages---------5.56M
Deferred Taxes/Income----------
Convertible Debt----------
Long-Term Debt1.18B1.11B790.31M246.57M149.88M71.73M267.55M270.18M328.95M201.85M
Non-Current Capital Leases----------
Other Long-Term Liabilities----------
United Financial Bancorp Total Liabilities
5.94B5.6B4.87B2B1.68B1.42B1.51B1.41B1.39B1.17B
Minority Interest----------
Preferred Stock----------
Common Stock Net531.84M519.58M514.18M243.77M243.77M243.77M85.24M85.24M85.24M85.24M
Capital Surplus7.22M10.72M16M15.8M13.41M15.18M4.78M4.08M3.38M3M
Retained Earnings137.83M112.01M84.85M96.07M91.81M90.7M90.64M82.97M75.98M81.38M
Treasury Stock---44.36M16.04M-9.49M9.66M9.7M7.29M
Other Liabilities-21.04M-16.8M-12.64M-11.91M-12.35M-16.2M-4.76M-5.21M-9.12M-5.97M
United Financial Bancorp Shareholders Equity
655.86M625.52M602.4M299.38M320.61M333.47M166.42M157.42M145.77M156.37M
United Financial Bancorp Total Liabilities & Shareholders Equity
6.6B6.23B5.48B2.3B2B1.75B1.68B1.57B1.53B1.33B
All figures in USD. M: Millions of USD, B: Billions of USD.
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Looking at United Financial Bancorp historical stock prices and the current United Financial Bancorp stock price can tell you how the stock price has moved, whereas the United Financial Bancorp PE ratio chart shows if its shares are overpriced in comparison to peers. The important things to look for in a balance sheet are:
  • Assets: An asset is a resource that a corporation like United Financial Bancorp owns and has monetary significance. UBNK assets grew from $6.23B in 2015 to $6.6B in 2016 . Assets can be of two types: fixed assets like real estate, plant and machinery; and current assets which includes cash, accounts receivable etc. Tech stocks typically don't have too many assets.
  • Liabilities include short term loans and long term loans availed by the company to fund its business operations. UBNK stock had total liabilities of $5.94B for year 2016.
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United Financial Bancorp Balance Sheet - Key Ratios

Current ratio
1.05
Debt to equity ratio
1.7
Asset turnover ratio
0.04
Receivables turnover
0.05
price to book ratio
1.33