United Financial Bancorp Balance Sheet - Quarterly (NASDAQ:UBNK)

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$17.07 $0.02 (0.12%) UBNK stock closing price Sep 19, 2017 (Closing)

The United Financial Bancorp balance sheet is a snapshot of the company's financial health at a given point of time, whereas the other two financial statements are for a particular accounting period. All three financial statements should be used to measure the financial performance of the company, and should form a part of the United Financial Bancorp stock analysis. A company releases its balance sheet every quarter along with its quarterly results. United Financial Bancorp balance sheet as at the end of 2017-Q2 indicates an asset turnover ratio of 0.04M and debt to equity ratio of 1.7M. Whereas, United Financial Bancorp revenue was $68.04M and United Financial Bancorp operating cash flow was $-76.05M for the same period. View United Financial Bancorp quarterly results to get the balance sheet details for the latest 40 quarters data.

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Quarterly
Annual
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Fiscal year is Jan - Dec.2017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q32015 Q22015 Q1
Cash57.13M45.27M47.24M51.95M54.79M46.61M47.6M38.53M44.48M43.34M
Marketable Securities17.71M39.38M43.69M162.29M42.64M40.61M47.57M59.77M40.04M46.01M
Receivables5.04B4.93B4.89B4.71B4.72B4.64B4.6B4.2B4.06B3.9B
Inventory157.48M87.03M62.51M83.32M30.55M7.56M10.13M13.51M28.01M13M
Raw Materials----------
Work In Progress----------
Finished Goods----------
Notes Receivable----------
Other Current Assets----------
United Financial Bancorp Total Current Assets
5.28B5.1B5.04B5.01B4.85B4.73B4.71B4.31B4.18B4B
Property Plant & Equipment--84.07M---82.65M---
Accumulated Depreciation--32.31M---27.87M---
United Financial Bancorp Net Property Plant & Equipment
54.48M51.29M51.75M52.52M53.02M53.68M54.77M55.91M57.13M57.71M
Investment & Advances1.14B1.14B1.11B1.12B1.14B1.16B1.12B1.14B1.11B1.14B
Other Non-Current Assets---2.79M--0.75M0.25M0.22M1.71M
Deferred Charges27.03M37.04M39.96M32.52M31.39M32.22M33.09M31.55M31.82M29.95M
Intangibles120.44M120.79M121.18M121.56M121.95M122.35M122.78M123.22M123.63M124.05M
Deposits & Other Assets255.64M240.34M232.9M210.7M218M216.35M184.08M183.81M177.8M172.88M
United Financial Bancorp Total Assets
6.88B6.7B6.6B6.54B6.42B6.32B6.23B5.84B5.68B5.53B
Notes Payable----------
Accounts Payable4.99B4.79B4.71B4.7B4.46B4.53B4.44B4.26B4.18B4.16B
Current Portion Long-Term Debt----------
Current Portion Capital Leases----------
Accrued Expenses49.35M49.3M49.5M81.21M79.35M69.19M53.4M56.62M45.31M47.77M
Income Taxes Payable----------
Other Current Liabilities----------
United Financial Bancorp Total Current Liabilities
5.04B4.84B4.76B4.78B4.53B4.6B4.49B4.32B4.23B4.2B
Mortgages----------
Deferred Taxes/Income----------
Convertible Debt----------
Long-Term Debt1.15B1.19B1.18B1.11B1.24B1.08B1.11B901.97M841.13M716.13M
Non-Current Capital Leases----------
Other Long-Term Liabilities----------
United Financial Bancorp Total Liabilities
6.2B6.03B5.94B5.89B5.77B5.69B5.6B5.22B5.07B4.92B
Minority Interest----------
Preferred Stock----------
Common Stock Net531.91M531.27M531.84M526.4M523.79M521.62M519.58M513.83M513.49M510.7M
Capital Surplus7.99M7.49M7.22M10.12M10.14M10.28M10.72M14M14.36M15.37M
Retained Earnings155.58M145.46M137.83M129.07M120.94M117.91M112.01M107.78M100.34M92.95M
Treasury Stock----------
Other Liabilities-16.02M-18.25M-21.04M-9.36M-10.7M-16.53M-16.8M-14.16M-16.21M-8.9M
United Financial Bancorp Shareholders Equity
679.46M665.98M655.86M656.24M644.19M633.27M625.52M621.45M611.99M610.12M
United Financial Bancorp Total Liabilities & Shareholders Equity
6.88B6.7B6.6B6.54B6.42B6.32B6.23B5.84B5.68B5.53B
All figures in USD. M: Millions of USD, B: Billions of USD.
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Looking at United Financial Bancorp historical stock prices and the current United Financial Bancorp stock price can tell you how the stock price has moved, whereas the United Financial Bancorp PE ratio chart shows if its shares are overpriced in comparison to peers. The important things to look for in a balance sheet are:
  • Assets: An asset is a resource that a corporation like United Financial Bancorp owns and has monetary significance. UBNK assets grew from $6.7B in 2017-Q1 to $6.88B in 2017-Q2 . Assets can be of two types: fixed assets like real estate, plant and machinery; and current assets which includes cash, accounts receivable etc. Tech stocks typically don't have too many assets.
  • Liabilities or obligations comprise of current liabilities that include short term loans, amounts payable to suppliers, or any other outstanding payments including long term liabilities that take into account long term loans for funding large projects. The total liabilities for United Financial Bancorp is $6.2B. Shareholders' equity comes under liabilities as it is money the company owes the holders of UBNK stock.
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United Financial Bancorp Balance Sheet - Key Ratios

Current ratio
1.05
Debt to equity ratio
1.7
Asset turnover ratio
0.04
Receivables turnover
0.05
price to book ratio
1.3