United Financial Bancorp Cash Flow - Quarterly (NASDAQ:UBNK)

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$17.27 $0.44 (2.48%) UBNK stock closing price Apr 28, 2017 (Closing)

The United Financial Bancorp cash flow statement is one of the three reports that the company generates every quarter. While its important to look at the United Financial Bancorp debt position, the cash flow statement becomes equally important because public companies use accrual accounting. For example, if a company sells a product which gets counted as United Financial Bancorp revenue but does not convert to cash because it does not receive payment in the same quarter, it affects the cash position for that period. United Financial Bancorp stock analysis shows positive net income cash flow of $49.66M for 2016-Q4. This statement is important because profits alone cannot pay employees, or bills. Cash is required.   United Financial Bancorp saw a outflow of $252.23M from investing activities for 2016-Q4. View details of United Financial Bancorp cash flows for latest & last 40 quarters.

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Fiscal year is Jan - Dec. 2016-Q4 2016-Q3 2016-Q2 2016-Q1 2015-Q4 2015-Q3 2015-Q2 2015-Q1 2014-Q4 2014-Q3
United Financial Bancorp Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow10.34M7.57M4.64M1.2M-0.02M-0.78M-0.68M-0.56M-2.69M-2.38M
Net Increase (Decrease) in Assets Liabilities-71.87M-97.17M1.01M-25.63M-16.38M-17.18M-26.48M-9.88M-39.89M-28.01M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net11.56M8.6M-40.12M5.32M17.54M13.39M4.91M1.1M26.04M13.91M
United Financial Bancorp Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-0.62M-1.86M0.27M0.24M-0.54M-2.99M-0.62M-0.72M-8.52M-6.67M
Acquisition Disposition of Subsidiaires--------25.41M25.41M
Increase (Decrease) in Investments3.55M30.49M2.18M-26.65M-33.91M-37.21M-19.92M-33.61M-293.04M-253.62M
Other Cash Inflow (Outflow) from Investment Activities-335.42M-108.89M-119.26M-35.89M-713.51M-307.08M-172.26M-6.23M-319.58M-211.98M
United Financial Bancorp Net Cash from (used by) Invesment Activities
Issuance (Purchase) of Equity Shares6.27M4.46M2.52M1.07M-0.4M-2.56M-3.34M-5.11M-45M-1.63M
Issuance (Repayment) of Debt Securities-104.08M-51.17M22.51M15.97M127.25M60.67M16.54M-24.54M70.05M89.02M
Increase (Decrease) in Bank & Other Borrowings174.62M50.31M100.51M-46.83M196.72M52.3M35.16M-49.18M280.38M72.03M
Payment of Dividends & Other Cash Distributions-23.83M-18.04M-12.01M-5.99M-22.47M-16.8M-10.86M-4.92M-18M-13.12M
Other Cash from (used by) Financing Activities275.59M259.64M19.04M97.34M404.34M229.88M148.8M123.08M359.8M351.45M
United Financial Bancorp Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
United Financial Bancorp Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year95.17M86.95M45.23M35.31M40.98M60.7M19.3M14.9M23.99M22.38M
Cash & Equivalents at Year End90.94M214.24M97.44M87.23M95.17M98.31M84.52M89.36M86.95M84.98M
All figures in USD. M: Millions of USD, B: Billions of USD.
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While United Financial Bancorp stock price history provides the price history of a stock, United Financial Bancorp stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:
  • United Financial Bancorp saw a decrease in Net Change in Cash and Cash Equivalents from $119.07M in 2016-Q3 to $-4.23M in 2016-Q4. Apart from the United Financial Bancorp stock price, this is one of the things an investor looks for, as it shows the net change in cash on hand for a company, compared to previous period.
  • Cash Flow from operating activities: This is the cash that the company receives from ongoing operations. United Financial Bancorp gained $45.56M cash from operations. It is important to check this to see where the company is getting its money from.
  • Cash from investing stood at a negative value of $-332.49M for UBNK stock. A company with surplus cash usually thinks of re-investing it in the form of buying fixed assests, or purchasing plant/ machinery which will help grow the business further. By looking at cash flow from investment activities one can check where the company is putting its cash.
  • Inflow of cash in the form of bank loans and shareholders equity, and outflow of cash because of dividend payments, share repurchase payments etc. come under financing activities. The cash generated from these activities was $328.57M for United Financial Bancorp.

Key Financial Ratios For United Financial Bancorp Cash Flow

FCF margin