United Financial Bancorp Cash Flow - Quarterly (NASDAQ:UBNK)

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$17.84 $0.63 (3.66%) UBNK stock closing price Jun 19, 2018 (Closing)

The cash flow statement is one of the reports a publicly traded company like United Financial Bancorp needs to disclose. This statement shows details about the cash generated and spent during a particular quarter, while the other two statements give details about United Financial Bancorp profits and United Financial Bancorp debt. United Financial Bancorp cash flow analysis is possible because this statement breaks down how balance sheet accounts and income statement items affect cash and cash equivalents. United Financial Bancorp had cash and cash equivalents of $90.94M at the beginning of the quarter and $69.24M at quarter end for 2018 Q1. UBNK decrease in investments stood at a value of $-35.25M for the latest quarter 2018 Q1.

View and download details of United Financial Bancorp cash flows for latest & last 40 quarters
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Fiscal year is Jan - Dec2018 Q12017 Q42017 Q32017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q4
Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow3.5M11.4M8.7M5.75M2.92M10.34M7.57M4.64M1.2M-0.02M
Net Increase (Decrease) in Assets Liabilities47.71M-76.59M-48.54M-125.01M-34.18M-71.87M-97.17M1.01M-25.63M-16.38M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net2.77M23.71M12.45M13.27M3.2M11.56M8.6M-40.12M5.32M17.54M
Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-1.23M-22.09M-12.03M-4.74M-0.62M-0.62M-1.86M---0.54M
Acquisition Disposition of Subsidiaires----------
Increase (Decrease) in Investments14.97M-2.2M-9.71M-23.21M-27.67M3.55M30.49M2.18M-26.65M-33.91M
Other Cash Inflow (Outflow) from Investment Activities-49M-445.79M-308.81M-153.39M-44.24M-335.42M-108.89M-119.26M-35.89M-713.51M
Net Cash from (used by) Investment Activities
Issuance (Purchase) of Equity Shares-1.37M1.14M--0.53M-0.93M6.27M4.46M2.52M1.07M-0.4M
Issuance (Repayment) of Debt Securities-2.26M118.96M89.05M119.84M72.77M-104.08M-51.17M22.51M15.97M127.25M
Increase (Decrease) in Bank & Other Borrowings-128.44M-128.3M-192.71M-148.3M-64.42M174.62M50.31M100.51M-46.83M196.72M
Payment of Dividends & Other Cash Distributions-6.12M-24.11M-18.27M-12.18M-6.09M-23.83M-18.04M-12.01M-5.99M-22.47M
Other Cash from (used by) Financing Activities84.26M486.97M442.09M282.49M79.27M275.59M259.64M19.04M97.34M404.34M
Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year90.94M95.17M86.95M45.23M35.31M40.98M60.7M19.3M14.9M23.99M
Cash & Equivalents at Year End69.24M88.66M98.51M74.85M84.66M90.94M214.24M97.44M87.23M95.17M
All figures in USD. M: Millions of USD, B: Billions of USD.
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While United Financial Bancorp stock price history provides the price history of a stock, United Financial Bancorp stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:

  • United Financial Bancorp has cash of $69.24M on hand. A healthy amount of cash on hand is necessary for any company. Cash has an opportunity cost associated with it, and too much cash in bank may mean that the firm has no or limited growth plans. Hence its important to track the Net Change in Cash and Cash Equivalents along with the United Financial Bancorp stock price.
  • Cash Flow from operating activities: This is the cash that the company receives from ongoing operations. United Financial Bancorp gained $69.77M cash from operations. It is important to check this to see where the company is getting its money from.
  • Growth companies, typically most tech companies; spend heavily on investing activities and this figure stood at $-35.25M for UBNK stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $-53.93M for United Financial Bancorp. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.

Key Financial Ratios For United Financial Bancorp Cash Flow

FCF margin

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