United Financial Bancorp Cash Flow - Quarterly (NASDAQ:UBNK)

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$16.29 $0.04 (0.25%) UBNK stock closing price Feb 16, 2018 (Closing)

The cash flow statement is one of the reports a publicly traded company like United Financial Bancorp needs to disclose. This statement shows details about the cash generated and spent during a particular quarter, while the other two statements give details about United Financial Bancorp profits and United Financial Bancorp debt. United Financial Bancorp cash flow analysis is possible because this statement breaks down how balance sheet accounts and income statement items affect cash and cash equivalents. United Financial Bancorp had cash and cash equivalents of $95.17M at the beginning of the quarter and $98.51M at quarter end for 2017 Q3. UBNK decrease in investments stood at a value of $-330.56M for the latest quarter 2017 Q3.

View and download details of United Financial Bancorp cash flows for latest & last 40 quarters
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Quarterly
Annual
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Fiscal year is Jan - Dec2017 Q32017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q3
Net Income Cash Flow
45.11M29.92M13.72M49.66M35.11M20.95M11.89M49.64M39.73M
Depreciation Depletion Amortization Cash-Flow8.7M5.75M2.92M10.34M7.57M4.64M1.2M-0.02M-0.78M
Net Increase (Decrease) in Assets Liabilities-48.54M-125.01M-34.18M-71.87M-97.17M1.01M-25.63M-16.38M-17.18M
Cash From (used in) Discontinued Operations---------
Other Adjustments Net12.45M13.27M3.2M11.56M8.6M-40.12M5.32M17.54M13.39M
Net Cash from (used by) Operating Activities
17.73M-76.05M-14.32M-0.31M-45.87M-13.51M-7.21M50.77M35.16M
Increase (Decrease) in Prop Plant And Equipment-12.03M-4.74M-0.62M-0.62M-1.86M---0.54M-2.99M
Acquisition Disposition of Subsidiaires---------
Increase (Decrease) in Investments-9.71M-23.21M-27.67M3.55M30.49M2.18M-26.65M-33.91M-37.21M
Other Cash Inflow (Outflow) from Investment Activities-308.81M-153.39M-44.24M-335.42M-108.89M-119.26M-35.89M-713.51M-307.08M
Net Cash from (used by) Investment Activities
-330.56M-181.34M-72.54M-332.49M-80.26M-116.8M-62.29M-747.97M-347.3M
Issuance (Purchase) of Equity Shares--0.53M-0.93M6.27M4.46M2.52M1.07M-0.4M-2.56M
Issuance (Repayment) of Debt Securities89.05M119.84M72.77M-104.08M-51.17M22.51M15.97M127.25M60.67M
Increase (Decrease) in Bank & Other Borrowings-192.71M-148.3M-64.42M174.62M50.31M100.51M-46.83M196.72M52.3M
Payment of Dividends & Other Cash Distributions-18.27M-12.18M-6.09M-23.83M-18.04M-12.01M-5.99M-22.47M-16.8M
Other Cash from (used by) Financing Activities442.09M282.49M79.27M275.59M259.64M19.04M97.34M404.34M229.88M
Net Cash from (used by) Financing Activities
320.4M241.31M80.58M328.57M245.2M132.58M61.56M705.43M323.49M
Effect of Exchange Rate Changes on Cash---------
Net Change in Cash & Cash Equivalents
7.57M-16.09M-6.28M-4.23M119.07M2.26M-7.94M8.22M11.35M
Cash & Equivalents at Beginning of Year95.17M86.95M45.23M35.31M40.98M60.7M19.3M14.9M23.99M
Cash & Equivalents at Year End98.51M74.85M84.66M90.94M214.24M97.44M87.23M95.17M98.31M
All figures in USD. M: Millions of USD, B: Billions of USD.
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While United Financial Bancorp stock price history provides the price history of a stock, United Financial Bancorp stock comparison chart shows the same in comparison to peers, and cash flow statements provide cash position of the company. Common terms used in the statement of cash flows are:

  • United Financial Bancorp has cash of $98.51M on hand. A healthy amount of cash on hand is necessary for any company. Cash has an opportunity cost associated with it, and too much cash in bank may mean that the firm has no or limited growth plans. Hence its important to track the Net Change in Cash and Cash Equivalents along with the United Financial Bancorp stock price.
  • Cash Flow from operating activities: This is the cash that the company receives from ongoing operations. United Financial Bancorp gained $17.73M cash from operations. It is important to check this to see where the company is getting its money from.
  • Growth companies, typically most tech companies; spend heavily on investing activities and this figure stood at $-330.56M for UBNK stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $320.4M for United Financial Bancorp. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.

Key Financial Ratios For United Financial Bancorp Cash Flow

FCF margin
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Quarterly Cash Flow Statements For United Financial Bancorp Inc Peers

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