United Financial Bancorp Revenue, Profits - UBNK Annual Income Statement

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$17.46 $0.08 (0.46%) UBNK stock closing price Sep 25, 2017 (Closing)

UBNK stock valuation based on fundamental analysis involves checking and analyzing financial statements and not just the United Financial Bancorp stock price. An income statement is one of the three key financial statements furnished by a company, the other two being the balance sheet and the cashflow statement. When compared with the corresponding income statement from the past, the latest income statement shows how revenue has grown from $228.83M to $242.23M and how operating and non operating activities have impacted the UBNK stock. The United Financial Bancorp profit and loss statement for 2016 shows a profit of $49.66M. Profits have grown from $49.64M YoY. Apart from this an investor should also check United Financial Bancorp assets and United Financial Bancorp free cash flow. United Financial Bancorp revenue for 2016 is 242.23M. View revenue and profit details for latest and last 10 financial years.

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Quarterly
Annual
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Fiscal year is Jan - Dec.2016201520142013201220112010200920082007
United Financial Bancorp Net Sales or Revenues
242.23M228.83M172.48M94.56M92.65M90.33M85.1M83.03M68.55M79.07M
Cost Of Goods Sold (COGS)25.57M21.44M13.55M7.99M8.73M11.25M11.61M19.37M25.06M27.08M
United Financial Bancorp Gross Profit
216.66M207.39M158.92M86.57M83.92M79.08M73.48M63.66M43.48M51.99M
Research & Development Expense----------
Selling General & Admin Expense145.8M137.82M115.72M62.37M59.28M55.59M43.95M38.59M36.15M31.05M
Income Before Depreciation Depletion Amortization70.85M69.56M43.19M24.2M24.64M23.49M29.52M25.07M7.33M20.94M
Depreciation Depletion Amortization1.6M1.79M1.28M-------
Non Operating Income-1.57M36.91M2.14M------
Interest Expense15.47M10.32M4.44M2.46M2.21M6.21M10.54M10.4M9.87M8.49M
United Financial Bancorp Pretax Income
53.77M55.86M0.54M19.59M22.43M10.83M18.98M14.66M-2.54M12.44M
Provision for Income Taxes4.11M6.22M-6.23M5.36M6.63M3.73M6.73M4.93M-0.95M4.11M
Minority Interest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations49.66M49.64M6.78M14.22M15.79M7.09M12.25M9.73M-1.58M8.32M
Extraordinary Items & Discontinued Operations----------
United Financial Bancorp Net Income (Profit/Loss)
49.66M49.64M6.78M14.22M15.79M7.09M12.25M9.73M-1.58M8.32M
Average Shares used to compute Diluted EPS50.09M49.39M43.27M26.43M28.03M28.69M28.21M18.47M--
Average Shares used to compute Basic EPS49.73M48.91M42.83M26.06M27.8M28.59M28.12M18.47M--
Income Before Nonrecurring Items49.66M51.04M26.73M16.3M15.8M16.16M12.25M9.73M--
Income from Nonrecurring Items--1.4M-19.95M-2.07M--9.07M----
United Financial Bancorp Earnings Per Share Basic Net
1.001.010.160.550.570.250.440.53-0.050.28
United Financial Bancorp Earnings Per Share Diluted Net
0.991.000.160.540.560.250.440.53--
EPS Diluted Before Nonrecurring Items0.991.030.620.620.560.570.440.53--
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.480.460.400.400.520.250.160.130.130.11
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing United Financial Bancorp stock analysis are:
  • Topline: A growing topline, as seen from the United Financial Bancorp revenue chart, as is the case with United Financial Bancorp indicates a growing business. One needs to compare the QoQ or YoY topline or sales growth of UBNK stock with its peers like WASH stock and LBAI stock to see if the growth compares well with what can be expected from a company in that industry.
  • Bottom line: Most businesses like United Financial Bancorp try to grow their profits by growing their topline and by increasing their operating efficiency. A healthy bottom line growth implies a good investment.
The income statement is also called the profit and loss statement. Apart from the UBNK income statement, one can check the United Financial Bancorp historical stock prices to check how the price has moved with time .

United Financial Bancorp Income Statement - Key Financial Ratios

PE Ratio (price earnings ratio)
15.05
PS Ratio (price sales ratio)
3.43
Operating Margin
34
Net Profit Margin
23.8
Dividend Yield
2.75%