United Community Banks Balance Sheet - Annual (NASDAQ:UCBI)

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$31.9 $0.21 (0.66%) UCBI stock closing price Feb 16, 2018 (Closing)

A thorough fundamental analysis involves using data from United Community Banks balance sheet, apart from other financial statements, to value the business. A balance sheet can help evaluate the financial performance of a company. Ratios like return on total assets and current ratio, which also uses cash on hand can be used to measure the operating efficiency of a firm, and can be used to conduct a more accurate United Community Banks stock analysis. Annual results announcements include the release of all three financial statements, of which the balance sheet is one. United Community Banks had a long term debt of $625.19M at the end of 2017. To understand the debt servicing capacity of the company, one needs to look at United Community Banks operating cash flow and United Community Banks revenue also. United Community Banks debt to equity ratio is 0.52.

View latest 10 year balance sheet data to check United Community Banks financial performance.
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Quarterly
Annual
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Fiscal year is Jan - Dec2017201620152014201320122011201020092008
Cash314.27M217.34M240.36M166.25M228.89M251.14M378.41M649.45M376.36M493.42M
Marketable Securities---26.4M------
Receivables7.71B6.89B5.95B4.62B4.27B4.09B4.02B4.45B5.03B5.63B
Inventory32.73M29.87M24.23M13.73M10.31M28.82M23.88M35.9M30.22M20.33M
Raw Materials----------
Work In Progress----------
Finished Goods----------
Notes Receivable----------
Other Current Assets----------
Total Current Assets
8.06B7.13B6.22B4.83B4.51B4.37B4.42B5.14B5.44B6.14B
Property Plant & Equipment-300.29M279.27M254.31M258.41M263.14M262.21M261.39M264.98M251.94M
Accumulated Depreciation-110.35M101.11M94.92M94.82M94.22M87.12M83.15M82.94M72.78M
Net Property Plant & Equipment
208.85M189.93M178.16M159.39M163.58M168.92M175.08M178.23M182.03M179.16M
Investment & Advances2.96B2.79B2.68B2.22B2.34B2.08B2.12B1.49B1.53B1.62B
Other Non-Current Assets----4.22M18.26M32.85M142.2M--
Deferred Charges88.04M154.33M197.61M215.5M258.51M-----
Intangibles244.39M156.22M147.42M-3.48M5.51M8.42M11.44M225.19M321.79M
Deposits & Other Assets358.37M287.73M209.24M146.49M148.5M164.28M228.65M481.98M626.29M260.18M
Total Assets
11.92B10.71B9.63B7.57B7.43B6.8B6.98B7.44B8B8.52B
Notes Payable50M5M16.64M6M53.24M52.57M102.57M101.06M101.38M108.41M
Accounts Payable9.81B8.64B7.88B6.33B6.2B5.95B6.1B6.47B6.63B7B
Current Portion Long-Term Debt----------
Current Portion Capital Leases----------
Accrued Expenses103.85M78.42M85.52M57.48M49.17M51.21M36.19M32.17M43.8M33.04M
Income Taxes Payable----------
Other Current Liabilities----------
Total Current Liabilities
9.96B8.72B7.98B6.39B6.3B6.06B6.24B6.6B6.77B7.15B
Mortgages----------
Deferred Taxes/Income----------
Convertible Debt----------
Long-Term Debt625.19M884.28M595.74M399.99M249.99M164.93M160.85M205.27M264.56M386.3M
Non-Current Capital Leases----------
Other Long-Term Liabilities25.37M27.64M28.82M37.42M75.79M-10.32M---
Total Liabilities
10.61B9.63B8.61B6.83B6.63B6.22B6.41B6.81B7.04B7.53B
Minority Interest----------
Preferred Stock--9.99M-121.61M195.38M193.92M175.92M174.62M173.43M
Common Stock Net86.66M78.22M78.26M65.42M63.36M60.86M60.79M94.68M94.04M48.8M
Capital Surplus1.45B1.28B1.29B1.08B1.08B1.06B1.05B665.49M622.03M460.7M
Retained Earnings-211.92M-251.85M-330.87M-387.56M-448.09M-709.15M-730.86M-335.56M20.38M265.4M
Treasury Stock---------16.46M
Other Liabilities-23.21M-26.48M-25.45M-18.79M-19.84M-23.64M-3.3M34.97M51.23M57.48M
Shareholders Equity1.3B1.08B1.02B739.57M795.71M581.4M575.48M635.51M962.32M989.38M
Total Liabilities & Shareholders Equity11.92B10.71B9.63B7.57B7.43B6.8B6.98B7.44B8B8.52B
All figures in USD. M: Millions of USD, B: Billions of USD.
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Apart from balance sheet items, an investor would do well to keep track of the United Community Banks stock price by looking at United Community Banks historical stock prices. One can compare PE with industry average by looking at the United Community Banks PE ratio chart. The common balance sheet items are:

  • Assets: Anything that the United Community Banks company owns and is a part of its books. Assets can be of three types: fixed, current and other assets which includes intangibles, advances. Internet companies typically don't have a lot of assets as there is not much investment in say machinery, equipment etc. United Community Banks had total assets of $11.92B.
  • Liabilities: The total liabilities of United Community Banks for the year 2017 total to $10.61B. Liabilities for a company like United Community Banks include bank loans, services which have been availed for which a settlement in the form of cash/ asset transfer needs to be done in future etc. A firm takes on such obligations to grow its business which in turn will generate future economic benefits for its business.

United Community Banks Balance Sheet - Key Ratios

Current ratio
0.81
Debt to equity ratio
0.52
Asset turnover ratio
0.05
Receivables turnover
0.07
Price to book ratio
2.04