United Community Banks Cash Flow - Quarterly (NASDAQ:UCBI)

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$26.84 $0.13 (0.48%) UCBI stock closing price Sep 21, 2017 (Closing)

The cash flow statement is one of the reports a publicly traded company like United Community Banks needs to disclose. This statement shows details about the cash generated and spent during a particular quarter, while the other two statements give details about United Community Banks profits and United Community Banks debt. United Community Banks had cash and cash equivalents of $240.36M at beginning of quarter and $233.18M at quarter end for 2017-Q2. United Community Banks cash flow analysis tells whether or not the company has enough cash for its day to day activities, and for investing for future growth. The cash from operating activities for United Community Banks is $97.59M for 2017-Q2, which saw an increase of 55.97% from previous quarter. View details of United Community Banks cash flows for latest & last 40 quarters

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Fiscal year is Jan - Dec.2017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q32015 Q22015 Q1
United Community Banks Net Income Cash Flow
Depreciation Depletion Amortization Cash-Flow12.93M6.39M29.97M22.61M14.37M7.08M22.65M16.78M10.89M5.15M
Net Increase (Decrease) in Assets Liabilities-3.44M13.05M-44.4M-51.08M-57.36M-39.43M-26.11M2.86M-9.9M-6.22M
Cash From (used in) Discontinued Operations----------
Other Adjustments Net36.31M19.59M52.49M39.88M25.68M12.44M43.83M29.56M20.02M10.88M
United Community Banks Net Cash from (used by) Operating Activities
Increase (Decrease) in Prop Plant And Equipment-11.68M-3.39M-12.29M-8.67M-8.92M-5.07M-4.98M-5.06M-4.9M-1.76M
Acquisition Disposition of Subsidiaires--1.91M1.91M--35.49M35.49M44.59M-
Increase (Decrease) in Investments9.23M13.81M-56.33M201.87M7.95M-90.12M-150.08M67.7M-5.48M3.42M
Other Cash Inflow (Outflow) from Investment Activities-120.17M-22.79M-665.6M-444.17M-311.1M-100.3M-280.86M-322.88M-264.46M-122.04M
United Community Banks Net Cash from (used by) Invesment Activities
Issuance (Purchase) of Equity Shares0.21M0.11M-23.28M-23.38M-13.57M-9.9M0.3M0.2M0.13M0.06M
Issuance (Repayment) of Debt Securities-40M-140M265.87M6M305M80M173.33M-56.44M76.93M-15.99M
Increase (Decrease) in Bank & Other Borrowings-5M-5M-21.64M8.36M-16.64M-16.64M-18.43M-16.23M3.46M-6.54M
Payment of Dividends & Other Cash Distributions-12.25M-5.76M-15.89M-10.13M-10.13M-5.08M-14.87M-10.53M-6.19M-3.03M
Other Cash from (used by) Financing Activities97.9M114.09M365.53M169.15M-15.56M87.2M195.88M219.45M111.68M111.41M
United Community Banks Net Cash from (used by) Financing Activities
Effect of Exchange Rate Changes on Cash----------
United Community Banks Net Change in Cash & Cash Equivalents
Cash & Equivalents at Beginning of Year240.36M192.65M228.89M251.14M378.41M649.45M376.36M493.42M219.62M171.28M
Cash & Equivalents at Year End233.18M230.97M217.34M226.15M207.64M182.81M240.36M206.93M204.89M185.66M
All figures in USD. M: Millions of USD, B: Billions of USD.
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The statement of cash flows comprises of cash flow from financing, cash flow from operations and cash flow from investing activities. All the three can have an impact on the stock price. The United Community Banks stock price history and United Community Banks stock comparison chart inevitably reflect its cash flow situation.
  • United Community Banks has cash of $233.18M on hand. A healthy amount of cash on hand is necessary for any company. Cash has an opportunity cost associated with it, and too much cash in bank may mean that the firm has no or limited growth plans. Hence its important to track the Net Change in Cash and Cash Equivalents along with the United Community Banks stock price.
  • The cash generated from the core business or operations was positive at $97.59M for United Community Banks in the latest quarter. For an internet company, this would include all those activities which are involved in eventually selling advertisement space on its website or any online service.
  • Growth companies (typically most tech companies) spend heavily  on investing activities and this figure was negative at $-122.62M for UCBI stock. Sometimes a company might have a negative overall cash flow which may not be really bad if it is due to investment expenses. Hence it is important to check the cash flow from investment activities.
  • Cash Flow from financing activities: The cash inflow/outflow from financing activities was $40.86M for United Community Banks. The money accounted for under this head comes from external sources which includes lenders, investors and shareholders. Positive cash flow is generated when the company gets cash because of issuance of stocks or bonds. Similarly negative cash flow is generated when shares are repurchased, dividend payments are made, and loans or interest on loans are paid back.

Key Financial Ratios For United Community Banks Cash Flow

FCF margin