United Community Banks Revenue, Profits - UCBI Annual Income Statement

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$31.61 $0.24 (0.77%) UCBI stock closing price Feb 21, 2018 (Closing)

Financial statements provide us with a way to gain insights and undertake the fundamental analysis of a company. Checking United Community Banks stock price alone is not sufficient. The income statement is a summary of the revenue or sales, expenses and profitability - shown as Net Income, or lack of it. The income statement is generated for a specific period of time, typically a year or a quarter. The revenue increase to $477.98M for 2017 impacts the UCBI stock. Investors typically check year over year or quarter over quarter revenue growth. The United Community Banks profit and loss statement for 2017 shows a net profit of $67.82M. Profits for last year was $100.65M. Apart from this an investor should also check United Community Banks assets and United Community Banks free cash flow.

View revenue and profit details for latest and last 10 financial years.
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Quarterly
Annual
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Fiscal year is Jan - Dec2017201620152014201320122011201020092008
United Community Banks Revenues or Net Sales
477.98M428.71M351.06M303.98M302.43M322.51M347.54M389.67M473M517.84M
Cost Of Goods Sold (COGS)17.06M10.15M8.82M11.92M14.56M24.23M48.83M81.73M141.37M198.3M
United Community Banks Gross Profit
460.91M418.56M342.23M292.06M287.87M298.27M298.7M307.93M331.63M319.54M
Research & Development Expense----------
Selling General & Admin Expense252.66M228.18M194.49M170.01M237.77M246.35M509.58M508.14M533.84M387.69M
Income Before Depreciation Depletion Amortization208.25M190.37M147.73M122.04M50.09M51.91M-210.87M-200.2M-202.21M-68.14M
Depreciation Depletion Amortization4.84M4.18M2.44M1.34M2.03M2.91M3.01M213.75M98.1M3M
Non Operating Income13.9M8.12M17.99M-------
Interest Expense16.67M15.08M12.28M13.62M13.11M14.09M16.83M18.33M18.35M29.96M
United Community Banks Pretax Income
172.83M162.99M115.01M107.07M34.95M34.9M-230.72M-432.29M-318.68M-101.11M
Provision for Income Taxes105.01M62.33M43.43M39.45M-238.18M1.05M-3.98M-85.49M-90.35M-37.66M
MinorityInterest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations67.82M100.65M71.57M67.62M273.14M33.85M-226.74M-346.8M-228.32M-63.45M
Extraordinary Items & Discontinued Operations-------1.16M--
United Community Banks Profit/ Loss (Net Income)
67.82M100.65M71.57M67.62M273.14M33.85M-226.74M-345.63M-228.32M-63.45M
Average Shares used to compute Diluted EPS73.72M71.88M65.49M60.59M58.85M57.86M39.94M18.93M12.08M9.69M
Average Shares used to compute Basic EPS73.72M71.88M65.49M60.59M58.79M57.86M39.94M18.93M12.08M9.69M
Income Before Nonrecurring Items120.34M106.68M83.19M67.62M273.14M25.71M-226.75M-143.4M-138.6M-63.45M
Income from Nonrecurring Items-52.52M-6.02M-11.61M-----203.4M-89.73M-
United Community Banks Earnings Per Share Basic Net
0.921.401.091.114.440.44-5.97-18.80-19.75-6.60
United Community Banks Earnings Per Share Diluted Net
-1.4M1.09M1.11M4.44M--5.97M-18.8M-19.75M-6.6M
EPS Diluted Before Nonrecurring Items1.631.481.271.114.440.44-5.97-8.10-12.35-6.60
Preferred Dividends Acc Pd----------
Dividends Common----------
Dividend Per Share Common0.380.300.220.110.000.000.000.000.000.87
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing United Community Banks stock analysis are:

  • Top line: The word topline comes from the fact that the first line of an income statement refers to sales numbers. If you check you will find that UCBI stock has a topline or revenue of $477.98M for 2017 as per this United Community Banks revenue chart. Investors look for stocks with a growing top line.
  • Bottom line: The bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $67.82M for UCBI stock. An improving bottomline implies that the company is growing its profits.

The income statement is also called statement of revenue and expense. The UCBI financials along with United Community Banks historical stock prices provide a lot of details about the firm.

United Community Banks Income Statement - Key Financial Ratios

PE Ratio (price earnings ratio)
33.63
PS Ratio (price sales ratio)
4.93
Operating Margin
40.9
Dividend Yield
1.2%