United Community Banks Revenue, Profits - UCBI Quarterly Income Statement

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$31.9 $0.21 (0.66%) UCBI stock closing price Feb 16, 2018 (Closing)

Stock analysis based on fundamentals means looking at financial statements in addition to the United Community Banks stock price. In the income statement, an investor can check for important parameters like the topline or sales, the bottomline or profits, the basic EPS, dividends etc. When compared with the corresponding income statement from the past, the latest income statement shows how revenue has grown from 119.41M to 128.69M and how operating and non operating activities have impacted the UCBI stock. The United Community Banks profit and loss statement for 2017 Q4 shows a net profit of $-11.92M. Profits for last year was $27.72M. Apart from this an investor should also check United Community Banks assets and United Community Banks free cash flow.

View and download details of revenue and profits for United Community Banks for latest & last 40 quarters.
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Quarterly
Annual
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Fiscal year is Jan - Dec2017 Q42017 Q32017 Q22017 Q12016 Q42016 Q32016 Q22016 Q12015 Q42015 Q3
United Community Banks Revenues or Net Sales
128.69M119.41M116.85M113.03M113.01M111.8M104.58M99.33M100.65M89.13M
Cost Of Goods Sold (COGS)5.86M4.55M3.6M3.05M2.97M2.5M2.42M2.26M2.39M2.17M
United Community Banks Gross Profit
122.84M114.85M113.25M109.97M110.06M109.29M102.15M97.06M98.27M86.95M
Research & Development Expense----------
Selling General & Admin Expense68.5M62.28M61.29M60.59M59.12M59.45M55.59M54.02M54.27M49.22M
Income Before Depreciation Depletion Amortization54.37M52.56M51.95M49.37M50.95M49.83M46.55M43.04M44.01M37.72M
Depreciation Depletion Amortization1.76M1.21M--1.08M1.11M-1.01M2.44M-
Non Operating Income6.85M3.17M1.83M2.05M1.15M3.15M1.17M2.65M9.08M5.74M
Interest Expense3.42M4.5M4.41M4.34M3.9M3.94M3.74M3.5M3.23M3.22M
United Community Banks Pretax Income
42.36M43.67M44.8M42M44.85M41.62M40.65M35.87M29.27M28.75M
Provision for Income Taxes54.29M15.72M16.53M18.47M17.63M15.75M15.38M13.57M11.06M10.86M
MinorityInterest----------
Investment Gains Losses----------
Other Income----------
Income Before Extraordinaries & Disc Operations-11.92M27.72M28.27M23.52M27.22M25.87M25.27M22.3M18.21M17.89M
Extraordinary Items & Discontinued Operations----------
United Community Banks Profit/ Loss (Net Income)
-11.92M27.72M28.27M23.52M27.22M25.87M25.27M22.3M18.21M17.89M
Average Shares used to compute Diluted EPS74.48M73.16M71.82M71.71M71.63M71.56M72.21M72.17M72.14M66.3M
Average Shares used to compute Basic EPS74.48M73.15M71.81M71.7M71.63M71.56M72.2M72.16M72.14M66.29M
Income Before Nonrecurring Items32.48M30.22M29.42M28.22M28.91M27.83M26M23.94M23.8M21.7M
Income from Nonrecurring Items-44.39M-2.5M-1.16M-4.7M-1.69M-1.96M-0.73M-1.65M-5.59M-3.81M
United Community Banks Earnings Per Share Basic Net
-0.160.380.390.330.380.360.350.310.250.27
United Community Banks Earnings Per Share Diluted Net
-0.16M---------
EPS Diluted Before Nonrecurring Items0.420.410.410.390.400.390.360.330.330.33
Preferred Dividends Acc Pd----------
Dividends Common7.347.34--------
Dividend Per Share Common0.100.100.090.090.080.080.070.070.060.06
All figures in USD. M: Millions of USD, B: Billions of USD.
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The key things to look for in an income statement while doing United Community Banks stock analysis are:

  • Topline: A growing topline, as seen from the United Community Banks revenue chart, as is the case with United Community Banks indicates a growing business. One needs to compare the QoQ topline or sales growth of UCBI stock with its peers like SUSQ stock and GWB stock to see if the growth compares well with what can be expected from a company in that industry.
  • Bottom line: The bottomline or the net income figure is arrived at by deducting all expenses from the topline which in this case is $-11.92M for UCBI stock. An improving bottomline implies that the company is growing its profits.

The income statement is also called statement of revenue and expense. The UCBI financials along with United Community Banks historical stock prices provide a lot of details about the firm.

United Community Banks Income Statement - Key Financial Ratios

PE Ratio (price earnings ratio)
33.94
PS Ratio (price sales ratio)
4.97
Operating Margin
40.9
Dividend Yield
1.19%