Universal Insurance Balance Sheet - Annual (NYSE:UVE)

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$35.35 $0.55 (1.58%) UVE stock closing price Jun 22, 2018 (Closing)

A thorough fundamental analysis involves using data from Universal Insurance balance sheet, apart from other financial statements, to value the business. A balance sheet can help evaluate the financial performance of a company. Ratios like return on total assets and current ratio, which also uses cash on hand can be used to measure the operating efficiency of a firm, and can be used to conduct a more accurate Universal Insurance stock analysis. Annual results announcements include the release of all three financial statements, of which the balance sheet is one. Universal Insurance had a long term debt of $12.86M at the end of 2017. To understand the debt servicing capacity of the company, one needs to look at Universal Insurance operating cash flow and Universal Insurance revenue also. Universal Insurance debt to equity ratio is 0.03.

View latest 10 year balance sheet data to check Universal Insurance financial performance.
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Quarterly
Annual
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Fiscal year is Jan - Dec2017201620152014201320122011201020092008
Cash216.12M108.36M199.64M118.03M119.87M380.4M307.99M147.58M192.92M256.96M
Marketable Securities701.54M635.16M458.29M-65.02M-99.14M224.53M--
Receivables371.71M184.14M193.48M306.91M398.31M406.68M442.3M364.68M340.8M262.54M
Inventory----------
Raw Materials----------
Work In Progress----------
Finished Goods----------
Notes Receivable----------
Other Current Assets----------
Total Current Assets
1.29B927.67M851.43M424.94M583.2M787.08M849.44M736.79M533.72M519.51M
Property Plant & Equipment43.69M40.68M34.23M22.95M14.66M13.36M10.67M8.37M2.88M2.14M
Accumulated Depreciation10.82M8.52M7.17M5.7M5.37M4.39M3.56M2.97M1.64M1.28M
Net Property Plant & Equipment
32.86M32.16M27.06M17.25M9.28M8.96M7.11M5.4M1.24M-
Investment & Advances28.47M16.43M31.13M423.58M289.41M89.05M--118.08M9.04M
Other Non-Current Assets----------
Deferred Charges82.34M75.58M73.93M37.51M27.95M36.46M35.98M22.89M21.35M14.52M
Intangibles----------
Deposits & Other Assets21.93M8.14M9.98M8.48M10.22M4.17M1.47M1.13M3.82M-
Total Assets
1.45B1.06B993.54M911.77M920.09M925.73M894.02M766.23M678.24M544.63M
Notes Payable----------
Accounts Payable920.33M636.12M639.98M618.2M655.34M685.96M658.25M548.81M498.92M374.84M
Current Portion Long-Term Debt36.71M--5.92M14.94M25.99M25.48M23.03M20.29M-
Current Portion Capital Leases----------
Accrued Expenses------24.78M23.14M20.75M14.68M
Income Taxes Payable----------
Other Current Liabilities----------
Total Current Liabilities
957.04M636.12M639.98M624.13M670.28M711.95M708.52M594.99M539.97M389.52M
Mortgages----------
Deferred Taxes/Income---1.79M2.56M-12.74M8.28M--
Convertible Debt----------
Long-Term Debt12.86M15.02M24.05M30.61M37.24M20.22M21.69M23.16M24.63M25M
Non-Current Capital Leases----------
Other Long-Term Liabilities45.09M37.66M36.42M19M34.38M29.34M1.06M--28.56M
Total Liabilities
1.02B688.81M700.45M711.85M744.48M762.22M744.02M626.44M564.97M443.08M
Minority Interest----------
Preferred Stock----------
Common Stock Net----------
Capital Surplus86.18M82.26M70.78M40.98M42.28M38.68M36.53M33.67M36.66M33.58M
Retained Earnings464.74M381.86M306.65M222.46M168.73M127.51M116.15M108.81M84.1M75.65M
Treasury Stock105.12M86.98M80.8M62.15M35.46M3.1M3.1M3.1M7.94M7.38M
Other Liabilities-6.28M-6.4M-4M-1.83M-0.37M-----0.7M
Shareholders Equity439.98M371.19M293.09M218.91M175.6M163.51M150M139.78M113.27M101.55M
Total Liabilities & Shareholders Equity1.45B1.06B993.54M911.77M920.09M925.73M894.02M766.23M678.24M544.63M
All figures in USD. M: Millions of USD, B: Billions of USD.
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Looking at Universal Insurance historical stock prices and the current Universal Insurance stock price can tell you how the stock price has moved, whereas the Universal Insurance PE ratio chart shows if its shares are overpriced in comparison to peers. The important things to look for in a balance sheet are:

  • Assets: UVE total assets, which was at $1.45B for 2017 is a balance sheet item representing value of what Universal Insurance owns. Assets are brought to aid a firms operations, or to increase its economic value. It must be noted that tech stocks may not have a lot of assets, as the value for these companies is often derived from future earning potential.
  • Liabilities include short term loans and long term loans availed by the company to fund its business operations. UVE stock had total liabilities of $1.02B for the year 2017.

Universal Insurance Balance Sheet - Key Ratios

Current ratio
0.56
Debt to equity ratio
0.03
Asset turnover ratio
0.56
Receivables turnover
2.24
Price to book ratio
2.87